Through the Mercer County Loan Fund, we provide up to $125,000 to start or expand a business. In the past 10 years, the County has delivered more than 100 loans totaling $5.9 million through the Loan Fund.

Together with the Mercer County Loan Fund Program, Regional Business Assistance Corporation (RBAC) provides business mentoring and loans for start-up and existing businesses that cannot access financing from traditional lending sources.

What Can You Borrow For?

  • Real Estate
  • Furniture
  • Equipment
  • Inventory
  • Marketing & Advertising
  • Working Capital

To apply you must submit an application along with a $100 application fee to the Regional Business Assistance Corporation (RBAC). Applications should be submitted through the Mercer County Office of Economic Opportunity. Applications can be obtained from the Mercer County Office of Economic Opportunity or downloaded from RBAC's website at: www.rbacloan.com.

Loan Package Requirements

  • The business must be located in Mercer County
  • Completed & signed application along with $100 application fee
  • Three years of personal income tax returns and W2's
  • Three years of business tax returns (if already in business)
  • Business plan for all start-ups
  • Financial projections
  • Copy of draft lease (if applicable)
  • Evidence of owner's contribution to the project
  • Copy of operating agreement for all corporations and LLC/P's
  • Evidence that the business is current on all state payroll and sales taxes

For more information on the loan program or to schedule a meeting with our business representative, please call our office at: (609) 989-6555.