Contact Us
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Department Contact Information
Do you have questions? Feel free to contact any of our departments for answers to your questions.
For general inquiries, please call (609) 278-7400.
To receive a pay-off request call us toll free: 1-800-NJHOUSEAudit
Contact Person: George Guirguis, Director of Audits
Phone: (609) 278-7426 Email: gguirguis@njhmfa.state.nj.us
Business Development
Contact Person: John M. Murray, Senior Director of Credit and Business Development
Phone: (609) 278-7518 Email: jmurray@njhmfa.state.nj.us
Contract Administration
Contact Person: Francis A. Thomas, Director of Contract Administration
Phone: (609) 278-7494 Email: fthomas@njhmfa.state.nj.us
Federal Low Income Housing Tax Credits
Contact Person: Debbie Urban, Director of Tax Credit Services
Phone: (609) 278-7629 Email: durban@njhmfa.state.nj.us
Finance
Contact Person: Terry Fink, Director of Finance
Phone: (609) 278-7467 Email: tfink@njhmfa.state.nj.us
Human Resources
Contact Person: Ruthann Kueny, Director of Human Resources
Phone: (609) 278-7433 Email: rkueny@njhmfa.state.nj.us
Marketing and Communications
Contact Person: Joseph Kuzemka, Senior Graphic & Web Design Supervisor
Phone: (609) 278-7515 Email: jkuzemka@njhmfa.state.nj.us
Multifamily Programs & Lending
Contact Person: Marisol Rodriguez, Director of Multifamily Programs and Lending
Phone: (609) 278-7526 Email: mrodriguez@njhmfa.state.nj.us
Property Management
Contact Person: Robert Sasso, Director of Property Management
Phone: (609) 278-7501 Email: rsasso@njhmfa.state.nj.us
Regulatory Affairs
Contact Person: Darryl Applegate, Director of Regulatory Affairs
Phone: (609) 278-7558 Email: dapplegate@njhmfa.state.nj.us
Single Family (Homeownership Programs)
Call our hotline at 1-800 NJ-HOUSE
Supported Housing and Special Needs Programs
Contact Person: Ann Wilber, Administrative Assistant
Phone: (609) 278-7603 Email: awilber@njhmfa.state.nj.us
Technical Services
Contact Person: Whit Gooch, Director of Technical Services
Phone: (609) 278-7584 Email: wgooch@njhmfa.state.nj.us

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Directions to NJHMFA
The NJHMFA is conveniently located at:
637 South Clinton Avenue
Trenton, NJ 08611
We are close to the NJ State Capital Complex, Rt. 29/129, I-95, 195, and South Broad Street (Route 206).
Visitor parking is available in our Hudson Street lot. To get to our Hudson Street lot from the main HMFA building, make a left onto Dye Street. Go to the light and turn right onto S. Clinton Ave. At the next light, turn left onto Hudson Street. Parking lot entrance is on the left.
For those wishing to walk or use public transportation, the Agency is located in close proximity to three train stations: The Trenton Station (on the Northeast Corridor and Septa lines) and the Hamilton Avenue and Cass Street Stations on the River Line light rail.
Click here to get Mapquest directions to our office (a new browser window will open).
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Senior Management Team
Name and Title Contact Information Anthony L. Marchetta
Executive DirectorPhone: (609) 278-7440
Email: amarchetta@njhmfa.state.nj.usClaudia Lovas
Deputy Executive Director & Programs ChiefPhone: (609) 278-7445
Email: clovas@njhmfa.state.nj.usDonna Rendeiro
Chief of AdministrationPhone: (609) 278-7456
Email: drendeiro@njhmfa.state.nj.usDavid Bonomo
Chief Financial OfficerPhone: (609) 278-7439
Email: dbonomo@njhmfa.state.nj.usMichael Floyd
Chief of Property Management & Technical ServicesPhone: (609) 278-7448
Email: mfloyd@njhmfa.state.nj.usLeslie Lefkowitz
Chief of Legal & Regulatory AffairsPhone: (609) 278-7643
Email: llefkowitz@njhmfa.state.nj.us











