NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY
New Jersey Housing and Mortgage Finance Agency (HMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey.
In some cases this may mean working with traditional affordable housing developments, serving
New Jersey's most needy families. In other instances it is working with first time homebuyers,
senior citizens in senior and assisted living facilities, and/or the disabled in our special needs communities. In every situation HMFA is committed to make quality housing available at costs affordable to New Jersey residents.

NEW JERSEY DEPARTMENT OF COMMUNITY AFFAIRS BALANCED HOUSING
The Neighborhood Preservation Balanced Housing program creates housing opportunities in viable neighborhoods for households of low and moderate income. It is funded by the New Jersey Realty Transfer Tax. Award periods occur four times per year.

NEW JERSEY DEPARTMENT OF ENVIRONMENTAL PROTECTION
The Office of Planning and Sustainable Communities was formed to facilitate the Department's
move toward a proactive planning approach based on principles of sustainability and environmental capacity-based planning.

NEW JERSEY'S CLEAN ENERGY PROGRAM
The New Jersey Clean Energy Program promotes increased energy efficiency and the use of
clean, renewable sources of energy including solar, wind, geothermal, and sustainable biomass.
The results for New Jersey are a stronger economy, less pollution, lower costs, and reduced demand for electricity. NJCEP offers financial incentives, programs, and services for residential, commercial, and municipal customers.

ENERGY STAR
ENERGY STAR is a joint program of the U.S. Environmental Protection Agency and the U.S. Department of Energy helping us all save money and protect the environment through energy efficient products and practices.