Non-profit and for-profit developers are encouraged to call Dana Davis, HMFA Business Development Officer, at 609-278-7527 to discuss their housing development plans prior to submitting an application. In-person appointments are also welcome. The Multifamily Program Application components may be downloaded from the links below.

Applications and a $2,500 application fee payable by check made out to: New Jersey Housing and Mortgage Finance Agency should be submitted to:

Director of Multifamily Programs
New Jersey Housing and Mortgage Finance Agency
637 South Clinton Avenue
P.O. Box 18550
Trenton, New Jersey 08650-2085

Multifamily Lending/Preservation Application

Applications and a $2,500 application fee payable by check made out to: New Jersey Housing and Mortgage Finance Agency should be submitted to:

John M. Murray
Director of Multifamily Lending/Preservation Programs
New Jersey Housing and Mortgage Finance Agency
637 South Clinton Avenue
P.O. Box 18550
Trenton, New Jersey 08650-2085

• Download the Multifamily Rental Financing Program Application (392k pdf )if No Tax Credit is being utilized
• Company Questionnaire
• Personal Questionnaire
• Select the Appropriate Form 10
  (Right click on the correct Form 10 and select "Save Target As."  
   Then save the Form 10 to your desktop)
• • MF Construction and Permanent Loan Form 10
  • MF Permanent Only Loan Form 10
  • Preservation (Purchase and Refinance) with Rehabilitation (593K Excel)
  • Preservation (Purchase and Refinance) Construction and Permanent Loans - No Rehabilitation (587K Excel)
  • Preservation (Purchase and Refinance) Construction and Permanent Loans Only (608K Excel)
  • Form 10 Explanatory Notes (41K PDF) 
• Income Limits (63K Excel)
• Allowances for Tenant-Furnished Utilities and Services (44K PDF)
• Insurance Specifications (Builder's Risk
• Insurance Specifications (Other Than Builder's Risk)
• Sample Resolution of Need
• Sample of Agreement for Payment in Lieu of Taxes (PILOT)
• Sample Tax Abatement Resolution
• Sample Payment and Performance Bond
• Sample Warranty Bond
• Irrevocable Letter of Credit
• Document Checklist for Permanent Take-Out Financing (38K PDF)
• Document Checklist for Construction and Permanent Financing (40K PDF)
• Sample Commitment Letter
• Affirmative Housing Marketing Plan (Must accompany project application)