Police and Firemen's Retirement System Mortgage Program
Active members of the New Jersey Police and Firefighter Retirement System (PFRS) with one year of creditable service are eligible for this program. Members may buy a home (first-time or trade up) or refinance an existing home. Maximum mortgage amount is $424,100. Interest rate is 30 year fixed. Program rates are set semi-annually in February and August.
Further detail is available on our Police and Firemen's Retirement System Mortgage Program Fact Sheet (548k PDF) or by calling 1-800-NJ-HOUSE.
Not sure which program is right for you?
Visit theroadhomenj.com to discover all of HMFA’s available mortgage programs.