Urban Target Areas (UTAs)

Urban Target Areas (UTAs)

Urban Target Areas (UTAs) are designated by the U.S. Department of Housing and Urban Development (HUD). The benefits of buying a home in an Urban Target Area are the following:

  • Higher income limits are permitted in qualifying for a loan
  • Higher housing purchase prices are permitted
  • There is no first-time homebuyer requirement

To see what areas in New Jersey are designated as Urban Target Areas, use the Site Evaluator Tool.