HMFA

Interest Rates

Rates are subject to change without notification.
Program Current Interest Rates
First-Time Home Ownership Program 3.75% with 0 points
This rate is effective April 20, 2015.
Home Plus Program

4.125% with 3 points*
This rate is effective April 20, 2015.

Police & Firefighter's Retirement System Mortgage Loan Program

Funding for First-Time Homebuyers and Trade-Up Buyers as well as Rate and Term Refinances are available.
2.81% plus $1,825 fee.
This rate is effective February 15, 2015.

Purchase Rehabilitation
Mortgage Program

4.125% with 3 points*
This rate is effective April 20, 2015.


*1 point is equal to 1% of the mortgage amount

Click here to visit HMFA's Homepage at http://www.njhousing.gov