Index Rate Calculations for the Previous
				Four (4) Quarters
Year		Quarter		Months in the Quarter		Current Index Rate
						Yr 2007, Qtr III
2007		III		July, August, September		5.00%
Year		Quarter		Months in the Quarter		Current Index Rate
						Yr 2007, Qtr II
2007		II		April, May, June		5.00%
Year		Quarter		Months in the Quarter		Current Index Rate
						Yr 2007, Qtr I
2007		I		January, February, March		4.00%
Year		Quarter		Months in the Quarter		Current Index Rate
						Yr 2006, Qtr IV
2006		IV		October, November, December		3.50%