The State of New Jersey
NJ Department of Banking and Insurance
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Home > Banking Division > Banking Licensees > Debt Adjuster License
Debt Adjuster


A debt adjuster license is required to engage in the business of either: (a) acting or offering to act for consideration as an intermediary between a debtor and his creditors for the purposes of settling, compounding, or otherwise altering the terms of payment of debts of the debtor, or (b) to that end, receiving money or other property from the debtor, or on behalf of the debtor, for payment to, or distribution among, the creditors of the debtor. 

The governing statute is the New Jersey Debt Adjustment and Credit Counseling Act, N.J.S.A. 17:16G-1 et. seq.

Instructions and Applications
Main Office Branch Office

Instructions/Application

*Above document includes Bond and Personal Certification

Instructions/Application
   
Additional Forms
 
Please Note:
If you are answering "Yes" to a question contained within application materials pertaining to an Arrest, Indictment or Conviction, you MUST complete an Arrest and Conviction Form (MS Word)
There are series of qualifying questions within the required application materials that require “Yes” or “No” responses. Affirmative responses to some questions and negative responses to others require the submission of additional information.
Supporting Documentation Requirements for
Business Entity Applicant or Individual Personal Certification
More Information...
For licensing questions, contact:   NJDOBI License Services, Banking
PO Box 473
Trenton, NJ 08625

E-mail: bliconline@dobi.state.nj.us
Phone: 609-292-7272
Fax: 609-633-0822
 
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New Jersey Department of Banking and Insurance