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Financial Counseling Organizations

 

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Fair Foreclosure Act Notice of Intention to Foreclose - List of Entities Providing Assistance
The following is a list of governmental and non-profit entities that may provide financial assistance or counseling to borrowers in foreclosure. 
American Credit Alliance, Inc.         
26 S. Warren St.
Trenton, NJ 08608
609-393-5400
Atlantic Human Resources, Inc. 
1 S. New York Ave.
Atlantic City, NJ 08401 
609-348-4131
Consumer Credit Counseling Service of Central New Jersey
1931 Nottingham Way
Hamilton, NJ 08619
609-586-2574
Consumer Credit Counseling Service of New Jersey
185 Ridgedale Ave.
Cedar Knolls, NJ 07927-1812
973-267-4324
Fair Housing Council of Northern New Jersey
131 Main St.
Hackensack, NJ 07601
201-489-3552
Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold, NJ 07728
1-800-992-4557
Jersey Counseling & Housing Development, Inc.
29 S. Blackhorse Pike
Blackwood, NJ 08012 
856-227-3683
Jersey Counseling & Housing Development, Inc. 
1840 S. Broadway
Camden, NJ 08104
856-541-1000
Mercer County Hispanic Association 
200 E. State St., 2nd Floor
Trenton, NJ 08607
609-392-2446
Middlesex County Economic Opportunities Corporation
1215 Livingston Ave.
North Brunswick, NJ 08902 
732-790-3344
Monmouth County Human Services
Housing Services Unit
P.O. Box 3000
Freehold, NJ 07728
732-431-7998
NJ Citizen Action (main office/financial education center
744 Broad St., Suite 2080
Newark, NJ 07102
973-643-8800
1-800-NJ-OWNER
(loan counseling)
1-888-TAXES-11
(free tax preparation assistance)
NJ Citizen Action (Central Jersey
85 Raritan Ave., Suite 100
Highland Park, NJ 08904
732-246-4772
NJ Citizen Action (South Jersey
2 Riverside Drive, Suite 362
Camden, NJ 08103
856-966-3091
Ocean Community Economic Action Now, Inc.
22 Hyers St.
Toms River, NJ 08753-0773
732-244-2351, ext. 2
Paterson Coalition for Housing, Inc.
262 Main St., 5th Floor
Paterson, NJ 07505
973-684-5998
Paterson Task Force for Community Action, Inc.
155 Ellison St.
Paterson, NJ 07505
973-279-2333
Puerto Rican Action Board
Housing Coalition Unit

90 Jersey Ave.
New Brunswick, NJ 08903
732-249-9700
Tri-County Community Action Agency, Inc.
110 Cohansey St.
Bridgeton, NJ 08302 
856-451-6330
Urban League for Bergen County
106 W. Palisade Ave.
Englewood, NJ 07631
201-568-4988
Urban League for Essex County
508 Central Ave.
Newark, NJ 07101
973-624-9535
Urban League of Union County
288 N. Broad St.
Elizabeth, NJ 07208
908-351-7200
Homelessness Prevention Program
New Jersey Department of Community Affairs
(866) 889-6270*
 
*Basic eligibility is limited to: (a) single family owner/occupied dwellings with all those on the deed and mortgage occupying the house; (b) no more than one mortgage or lien encumbrance on the property; (c) no initiated or ongoing bankruptcy. Assistance will be in the form of a loan, and a lien will be placed on the property. The family must document the financial reason for nonpayment. At the time of the eligibility decision, the household must have and document income sufficient to support the household and repay the loan. There is a fee for the credit check and property search.

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DOBI Licensed Debt Adjusters
The following is a list of State licensed debt adjusters that may provide debt adjustment.

American Credit Alliance, Inc.         
Reference # 9201158
25 S. Warren St.
Trenton, NJ 08608
609-393-5400


www.americancreditalliance.com

Clearpoint Financial Solutions Inc/Credit Counselors
Reference # 9947115
8000 Franklin Farm Drive
Richmond, VA 23229
1-877-422-9040 or 804-222-4660

www.clearpointfs.org
Community Credit Counseling Corp
Reference # 9923779
5 Professional CIR Route 34
Colts Neck, NJ 07722
1-800-220-9654 or 1-800-663-4416

www.commcredit.org

Consolidated Credit Counseling Services Inc
Reference # 9826107
5701 W. Sunrise Blvd., Suite 200
Fort Lauderdale, FL 33313
1-800-728-3632 or 954-377-9102

www.debtfree.org

Consumer Credit and Budget Counseling Inc
Reference # 9823498
299 South Shore Road US Route 9
PO Box 866
Marmora, NJ 08223
609-390-9652
or 1-888-738-8233
Se Habla Espanol 1-888-5 DUDAS

www.cc-bc.com
Consumer Credit and Debt Counseling Inc
Reference # 9600120
95 North Lakeview Drive, PO Box 38
Gibbsboro, NJ 08026
856-566-1666 or 1-800-720-2232

Consumer Credit Counseling Service of Delaware Valley Inc
Reference # 9100890
One Cherry Hill Suite 215
Cherry Hill, NJ 08002
1-800-989-CCCS (2227) or 215-563-5665

www.cccsdv.org

Consumer Credit Counseling Service of Greater Atlanta Inc
Reference # 9945985
991 US Hwy 22, Suite 200
Bridgewater, NJ 08807
1-800-251-CCCS (2227)

www.cccsatl.org

Consumer Credit Counseling Service of Maryland and Delaware Inc.
Reference # 0753927
203 East Broadway
Salem, NJ 08079
410-747-2050

www.cccsnj.org

Consumer Credit Counseling Service of New Jersey Inc
Reference # 8303159
185 Ridgedale Ave
Cedar Knolls, NJ 07927
1-888-726-3260 or 973-267-4324

www.cccsnj.org

Consumer Credit Counseling Service of San Francisco
Reference # 0402042
811 Church Road, Suite 105
Cherry Hill, NJ 08002
1-800-777-7526

www.cccssf.org

Consumer Education Services Inc
Reference # 9922598
3801 Lake Boone Trail, Suite 400
Raleigh, NC 27607
1-888-590-2374 or 919-838-8211

www.mycesi.org

Credit Guard of America Inc
Reference # 9906663
111 Cornelia St.
Boonton, NJ 07005
1-800-500-6489 or 561-241-5828

www.creditguard.org

Credit Management and Counseling Services Inc
Reference # 9915899
46 Fawn Hollow Lane
Mullica Hill, NJ 08062
856-262-0645

Debt Counseling Corp
Reference # 0512435
One Gateway Center, Suite 2600
Newark, NJ 07102
1-888-354-6332 or 973-622-8212

www.debtcounselingcorp.org

Family Financial Education Foundation Inc
Reference # 9930037
724 Front St., Suite 340, PO Box 2125
Evanston, WY 82931
1-877-292-8444 or 307-789-2010

www.ffef.org

Family Guidance Center Corporation
Reference # 9500845
1931 Nottingham Way
Hamilton, NJ 08619
609-586-8574

http://abstraining.net/fgccorp/

Garden State Consumer Credit Counseling Inc (Novadebt )
Reference # 9101211
225 Willowbrook Road, PO Box 5012
Freehold, NJ 07728
1-800-99-BILLS or 732-409-6281

www.novadebt.org

Greenpath Inc (Greenpath Debt Solutions)
Reference # 9915964
847 Meadows Office Complex, 301 Route 17 North
Rutherford, NJ 07070
1-800-550-1961 or 248-553-5400

www.greenpath.com

Incharge Debt Solutions
Reference # 9914761
3000 Atrium Way, Suite 235
Mount Laurel, NJ 08054
1-800-565-8953 or 407-532-5553

www.incharge.org
Lighthouse Credit Foundation Inc
Reference # 0504452
151 W Passaic Street
Rochelle Park, NJ 07662
1-800-339-2361 or 727-450-1082

www.lighthousecredit.org

Money Management International Inc
Reference # 9951553
106 Apple Street, Suite 105
Tinton Falls, NJ 07724
1-866-889-9347 or 713-394-3139

www.moneymanagement.org

North Seattle Community College Foundation
D/B/A
American Financial Solutions
Reference # 9925870
One Green Tree Center, Suite 201
Marlton, NJ  08053
1-888-282-5494 or 206-374-8839

Take Charge America Inc
Reference # 0635379
One Greentree Center, Suite 201
Marlton, NJ 08053
1-800-823-7396 or 623-266-6152

www.takechargeamerica.org

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New Jersey Department of Banking and Insurance