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Financial Counseling Organizations

 

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Fair Foreclosure Act Notice of Intention to Foreclose - List of Entities Providing Assistance
The following is a list of governmental and non-profit entities that may provide financial assistance or counseling to borrowers in foreclosure. 
American Credit Alliance, Inc.         
26 S. Warren St.
Trenton, NJ 08608
609-393-5400
Atlantic Human Resources, Inc. 
1 S. New York Ave.
Atlantic City, NJ 08401 
609-348-4131
Clarifi
1301 Bacharach Blvd.
Atlantic City, NJ 08401
1-800-989-2227
Clarifi
302 Commerce Square Blvd.
Burlington, NJ 08016
1-800-989-2227
Clarifi
1060 North Kings Highway
Suite 315
Cherry Hill, NJ 08034
1-800-989-2227
Clarifi
4 E. Jimmie Leeds Road, Suite 9
Galloway, NJ 08205

1-800-989-2227

Consumer Credit Counseling Service of Central New Jersey
1931 Nottingham Way
Hamilton, NJ 08619
609-586-2574
Consumer Credit Counseling Service of New Jersey
185 Ridgedale Ave.
Cedar Knolls, NJ 07927-1812
973-267-4324
Fair Housing Council of Northern New Jersey
131 Main St.
Hackensack, NJ 07601
201-489-3552
Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold, NJ 07728
1-800-992-4557
Jersey Counseling & Housing Development, Inc.
29 S. Blackhorse Pike
Blackwood, NJ 08012 
856-227-3683
Jersey Counseling & Housing Development, Inc. 
1840 S. Broadway
Camden, NJ 08104
856-541-1000
Mercer County Hispanic Association 
200 E. State St., 2nd Floor
Trenton, NJ 08607
609-392-2446
Middlesex County Economic Opportunities Corporation
1215 Livingston Ave.
North Brunswick, NJ 08902 
732-790-3344
Monmouth County Human Services
Housing Services Unit
PO Box 3000
Freehold, NJ 07728
732-431-7998
NJ Citizen Action (main office/financial education center
744 Broad St., Suite 2080
Newark, NJ 07102
973-643-8800
1-800-NJ-OWNER
(loan counseling)
1-888-TAXES-11
(free tax preparation assistance)
NJ Citizen Action (Central Jersey
85 Raritan Ave., Suite 100
Highland Park, NJ 08904
732-246-4772
NJ Citizen Action (South Jersey
2 Riverside Drive, Suite 362
Camden, NJ 08103
856-966-3091
Ocean Community Economic Action Now, Inc.
22 Hyers St.
Toms River, NJ 08753-0773
732-244-2351, ext. 2
Paterson Coalition for Housing, Inc.
262 Main St., 5th Floor
Paterson, NJ 07505
973-684-5998
Paterson Task Force for Community Action, Inc.
155 Ellison St.
Paterson, NJ 07505
973-279-2333
Puerto Rican Action Board
Housing Coalition Unit

90 Jersey Ave.
New Brunswick, NJ 08903
732-249-9700
Tri-County Community Action Agency, Inc.
110 Cohansey St.
Bridgeton, NJ 08302 
856-451-6330
Urban League for Bergen County
106 W. Palisade Ave.
Englewood, NJ 07631
201-568-4988
Urban League for Essex County
508 Central Ave.
Newark, NJ 07101
973-624-9535
Urban League of Union County
288 N. Broad St.
Elizabeth, NJ 07208
908-351-7200
Homelessness Prevention Program
New Jersey Department of Community Affairs
(866) 889-6270*
*Basic eligibility is limited to: (a) single family owner/occupied dwellings with all those on the deed and mortgage occupying the house; (b) no more than one mortgage or lien encumbrance on the property; (c) no initiated or ongoing bankruptcy. Assistance will be in the form of a loan, and a lien will be placed on the property. The family must document the financial reason for nonpayment. At the time of the eligibility decision, the household must have and document income sufficient to support the household and repay the loan. There is a fee for the credit check and property search.

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DOBI Licensed Debt Adjusters
The following is a list of State licensed debt adjusters that may provide debt adjustment.
Advantage Credit Counseling Services Inc.
Reference #1300160
2403 Sidney Street, Suite 400, Pittsburgh, PA 15203
412-390-1312
American Consumer Credit Counseling Inc.
Reference #9946596
130 Rumford Ave., Suite 202, Auburndale, MA 02466
617-559-5730
Cambridge Credit Counseling Corp
Reference #0518603
67 Hunt Street, Agawam, MA 01001
1-800-527-7595
Consumer Credit Counseling Foundation
Reference #1200470
2301 Armstrong Street, Suite 207, Livermore, CA 94551
1-800-656-6207
Consumer Credit Counseling Services of Delaware Valley (DBA Clarifi)
Reference #9100890
1060 North Kings Highway, Suite 315, Cherry Hill, NJ 08034
1-800-989-2227
www.clarifi.org
Community Credit Counseling Corp
Reference #9923779
3455 Route 66, Neptune, NJ 07753
732-845-2880
www.commcredit.org
Consolidated Credit Counseling Services Inc.
Reference #9826107
5701 W. Sunrise Blvd., Suite 200, Fort Lauderdale, FL 33313
1-800-728-3632 or 954-377-9102
www.debtfree.com
Consumer Credit and Budget Counseling Inc
Reference #9823498
299 South Shore Road US Route 9, PO Box 866, Marmora, NJ 08223
609-390-9652 or 1-888-738-8233
Se Habla Espanol 1-8888-5 DUDAS
www.cc-bc.com
Consumer Credit Counseling Service of Maryland and Delaware Inc.
Reference #0753927
203 East Broadway, Salem, NJ 08079
410-747-2050
www.cccsnj.org          
        
  Clarifi
Reference #1501741
302 Commerce Square Blvd., Burlington, NJ 08016
  Clarifi
Reference #1051742
3101 Bacharach Blvd., Atlantic City, NJ 08205
Consumer Credit Counseling Service of San Francisco
Reference #0402042
811 Church Road, Suite 105, Cherry Hill, NJ 08002
1-800-777-7526
www.mycesi.org
Consumer Education Services Inc
Reference #9922598
3700 Barrett Dr., Raleigh, NC 27607
1-888-590-2374 or 919-838-8211
www.mycesi.org
Credit Guard of America, Inc
Reference #9906663
791 Park of Commerce Bldg., Suite 500, Boca Raton, FL 33422
1-800-500-6489 or 561-948-7961
www.creditguard.org
Debt Counseling Corp
Reference #0512435
3033 Expressway Drive North, Suite 103, Hauppauge, NY 11749
1-888-354-6332 or 973-622-8212
www.debtcounselingcorp.org
Family Financial Education Foundation Inc
Reference #9930037
724 Front St., Suite 340, PO Box 2125, Evanston, WY 82931
1-877-292-8444 or 307-789-2010
www.ffef.org
Family Guidance Center Corporation
Reference #9500845
1931 Nottingham Way, Hamilton, NJ 08619
609-586-8574
www.fgccorp.org
Garden State Consumer Credit Counseling Inc
(Navicore Solutions)
Reference #9101211
800 Highway 9, Manalapan, NJ 07726
1-800-99-BILLS or 732-409-6281
www.navicoresolutions.org
Greenpath Inc (Greenpath Debt Solutions)
Reference #9915964
36500 Corporate Drive, Farming Hills, MI 48331-3429
1-800-550-1961 or 248-553-5400
www.greenpath.com

  Greenpath Debt Solutions
Greenpath Financial Wellness

Reference #1100211
31 West 34th St., Suite 7030, New York, NY 10001
  Greenpath Debt Solutions
Greenpath Financial Wellness

Reference #1100213
300 Garden City Plaza, Suite 220, Garden City, NY 11530
  Greenpath Debt Solutions
Greenpath Financial Wellness

Reference #1100214
75 South Broadway, 4th Floor, Office 462, White Plains, NY 10601
  Greenpath Debt Solutions
Greenpath Financial Wellness

Reference #1100215
175 Remsen St., Suite 1102, Brooklyn, NY 11201
Home Recovery & Mitigating Associates
Reference #1200677
121 Shelley Drive, Suite 1F, Hackettstown, NJ 07840
908-813-0080
Incharge Debt Solutions
Reference #9914761
5751 Major Blvd., Suite 300, Orlando, FL 32819
1-800-565-8953 or 407-532-5583
www.incharge.org
Integrity First Financial A NJ Non-Profit Inc
Reference #1602186
60 Lincoln Highway, Edison, NJ 08820
732-662-9700
Investigroup NP A NJ Nonprofit Corporation
Reference #1200444
1282 Liberty Ave., Hillside, NJ 07205
908-977-7320
Money Management International Inc
Reference #9951553
14141 Southwest Freeway, Suite 1000, Sugarland, TX 77478
1-866-889-9347 or 713-394-3139
www.moneymanagement.org

  Money Management International Inc
Reference #1100395
700 Allaire Road, Spring Lake Heights, NJ 08750
  Money Management International Inc
Reference #1300199
14104 58th Street North, Clearwater, FL 33760
National Budget Planners of South Florida Inc
Reference #1000175
350 Sonic Ave., Second Floor, Livermore, CA 94551
1-800-582-8839
North Seattle Community College Foundation
DBA American Financial Solutions
Reference #9925870
600 University St., Suite 300, Seattle, WA 98101
1-888-282-5494 or 206-374-8839

  American Financial Solutions
Reference #0900478
263 4th St., Bremerton, WA 98337
Springboard Nonprofit Consumer Credit Management Inc
Reference #1100437
4351 Latham St., Riverside, CA 92501
951-781-0114
Take Charge America Inc.
Reference #0635379
20620 North 19th Ave., Phoenix, AZ 85022
1-800-823-7396 or 623-266-6152
www.takechargeamerica.org
Trinity Credit Counseling Inc
Reference #0806935
11229 Reading Row, Cincinnati, OH 43241
513-769-0621
 
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New Jersey Department of Banking and Insurance