The State of New Jersey
NJ Department of Banking and Insurance
search  


 
Home > Insurance Division > Bureau of Fraud Deterrence Enforcement Activity
2017 Bureau of Fraud Deterrence Enforcement Activity
Previous Activity: 2016 Enforcement > 2015 Enforcement > 2014 Enforcement
Please Note: P.L. 2013, c. 259 became effective on July 1, 2014.  This law amended the Administrative Procedure Act, R.S. 52:14B-1 et seq. One of the amendments requires all state agencies to post on their websites all non-confidential final agency orders, decisions and opinions. Accordingly, all such final agency orders or decisions in disciplinary actions issued subsequent to July 1, 2014 may be accessed by clicking on the link within the summaries below. Orders or decisions issued on such matters prior to July 1, 2014 are available upon request to the Bureau of Fraud Deterrence.
January > February > March > April > May > June > July > August > September > October > November > December
 
May


Executed Consent Orders

Patrick Boyle, Washington, NJ
Order #16-50702-39, May 31, 2017
Respondent, Patrick Boyle, knowingly provided false and misleading information to Northwestern Mutual Life Insurance Company by failing to disclose his complete medical history and pre-existing conditions on a life insurance policy application medical history questionnaire dated October 31, 2015.
Civil Penalty: $1,500

Edward Bamond, Jr., Wanaque, NJ
Order #16-55241-03, May 25, 2017
Respondent, Edward Bamond, Jr., owner of a gas/vehicle repair station in Totowa, NJ, did knowingly conspire with William Petruccelli to have a 1972 Chevy Cheville removed from his station, enabling Mr. Petruccelli to pursue a fraudulent auto theft claim with Foremost Insurance Company dated September 7, 2007.
Civil Penalty: $5,000

Ray R. Bamond, Wanaque, NJ
Order #16-55241-03, May 25, 2017
Respondent, Ray R. Bamond, did knowingly conspire with his brother, Edward Bamond, Jr. in assisting Mr. William Petruccelli's pursuit of a fraudulent auto theft claim with Foremost Insurance Company dated September 7, 2007.  Specifically, Ray Bamond removed and transported the vehicle in question to a salvage yard to be crushed.  Additionally, Ray Bamond provided a false statement to Bureau of Fraud Deterrence investigators with regard to the circumstances surrounding this vehicle theft claim.
Civil Penalty: $5,000

Boris Palomino, Nutley, NJ
Order #15-53204-04, May 25, 2017
Respondent, Boris Palomino, knowingly provided false and misleading information to Progressive Garden State Insurance Company relating to an automobile insurance application and a subsequent property damage claim.  Specifically, Mr. Palomino obtained an automobile insurance policy on June 20, 2015 at 2:01 p.m., immediately after he had been involved in a motor vehicle accident.  On July 3, 2015, Mr. Palomino falsely reported the accident as occurring on June 20, 2015 at 2:31 p.m., when in fact, the damage was pre-existing and the accident occurred prior to the inception of the policy.
Civil Penalty: $5,000

Laura Haynes-White, Newark, NJ
Order #16-50291-35, May 2, 2017
Respondent, Laura Haynes-White, knowingly failed to list all household members on her automobile application with CURE Insurance Company dated February 24, 2014.
Civil Penalty: $1,500

Sheanell L. Townsend, Brooklyn, NY
Order #15-53190-31, May 2, 2017
Respondent, Sheanell L. Townsend, knowingly misrepresented to CURE Auto Insurance on two (2) auto policy renewal questionnaires dated January 13, 2014 and February 24, 2015, respectively, that she was residing in, and the policy vehicle was garaged at Hackensack, NJ, when she was actually residing in, and the policy vehicle was garaged at Brooklyn, NY.
Civil Penalty: $2,500

Rakeida Cousar, Jersey City, NJ
Order #16-54391-35, May 31, 2017
Respondent, Rakeida Cousar, knowingly supplied false and misleading statements on an auto application with New Jersey Manufacturers Insurance Company dated February 9, 2016, specifically, by failing to disclose additional drivers of a 2004 Lexus.
Civil Penalty: $1,500

Pelka Vasilic, Wayne, NJ
Order #15-53584-35, May 31, 2017
Respondent, Pelka Vasilic, knowingly provided false and misleading information to Progressive Garden State Insurance Company on August 20, 2012, by failing to disclose a licensed household operator on an application for automobile insurance.
Civil Penalty: $1,500

Gregory Caponegro, Springfield, NJ
Order #15-54748-35, May 2, 2017
Respondent, Gregory Caponegro, knowingly made a material misrepresentation to Progressive Insurance Company on June 11, 2015, by falsely reporting the time of loss in order to secure insurance coverage for a vehicle that had already suffered a loss prior to the effective time for coverage.
Civil Penalty: $2,500

Joel Goldstein, Keyport, NJ
Order #15-54718-41, May 5, 2017
Respondent, Joel Goldstein, knowingly submitted false and misleading statements to UNUM Insurance Company on (11) separate dates between March 26, 2007 and April 22, 2015, by misrepresenting that he was not receiving United States Social Security Disability Insurance (SSDI) benefits while collecting the UNUM Disability Insurance Benefits.
Civil Penalty: $10,000

Anthony Migliore, Randolph, NJ
Order #15-52701-34, May 23, 2017
Respondent, Anthony Migliore, knowingly provided false and misleading information to State Farm Insurance Company and Amex Assurance Company in claims for personal property thefts between the dates of January 12, 2010 and May 19, 2015. As a result, respondent, a licensed resident insurance producer in the State of New Jersey, had his insurance producer license revoked and a penalty of $2,500 was imposed for Producer Act violations. This is in addition to the $35,000 fine for violation of the Insurance Fraud Prevention Act.
Civil Penalty: $35,000

Constance Booker, Woodstown, NJ
Order #13-53725-35, May 4, 2017
Respondent, Constance Booker, did provide materially false statements to State Farm Insurance Company on November 28, 2011 in renewing her automobile insurance policy by knowingly failing to disclose a resident in her household with a suspended New Jersey driver’s license.
Civil Penalty: $1,500

Ana Dilia Martinez, Elizabeth, NJ
Order #16-52697-35, May 25, 2017
Respondent, Ana Dilia Martinez, did knowingly provide false and misleading information to CURE Auto Insurance on two renewal application questionnaires dated May 16, 2014 and July 1, 2015, by failing to disclose of an additional household member and regular operator.
Civil Penalty: $1,500

Danielle Rullo, Philadelphia, PA
Order #15-53167-35, May 23, 2017
Respondent, Danielle Rullo, did provide materially false statements to CURE Auto Insurance Company on November 29, 2013 in obtaining and renewing automobile insurance, by knowingly failing to disclose an individual was a resident in her household, had a suspended New Jersey driver's license, and was using the vehicle for commercial use.
Civil Penalty: $1,500

 
April


Executed Consent Orders

Bryan Smith, Roselle, NJ
Order #15-55180-04, April 10, 2017
Respondent, Bryan Smith, knowingly provided false and misleading information to Progressive Insurance Company relating to an automobile insurance policy that he obtained on November 9, 2015.  Specifically, Mr. Smith submitted a claim on November 15, 2015 stating that his 2008 Ford had sustained damage on November 14, 2015, when in fact, the damage was pre-existing and had occurred prior to the inception of the policy.
Civil Penalty: $5,000

Abelmi Cabreja, Palisades Park, NJ
Order #14-53028-35, April 10, 2017
Respondent, Abelmi Cabreja, knowingly submitted false and misleading information on an automobile policy declaration dated April 14, 2013, to CURE Auto Insurance Company, by failing to disclose that the vehicle would be operated primarily by Karina Francisco.  Additionally, Mr. Cabreja conspired with Ms. Francisco providing false statements on an auto property claim dated May 15, 2015, by indicating that Karina Francisco was not a regular operator of the policy vehicle.
Civil Penalty: $3,000

Erika N. McGhee, Montclair, NJ
Order #16-54707-35, April 10, 2017
Respondent, Erika N. McGhee, knowingly made a false statement to Progressive Insurance Company during a recorded statement of no loss on August 5, 2016 at 8:23 a.m., specifically, by stating neither she nor her insured vehicle had been in an accident during the period the policy was cancelled, when in fact she had.
Civil Penalty: $3,000

Kenneth Bless, Irvington, NJ
Order #16-54345-35, April 10, 2017
Respondent, Kenneth Bless, knowingly provided false and misleading information to Progressive Insurance Company on an automobile application dated May 27, 2016.  Specifically, Mr. Kenneth Bless failed to list an additional resident driver.
Civil Penalty: $1,500

Antoine C. May, Plainfield, NJ
Order #16-53404-35, April 25, 2017
Respondent, Antoine C. May, provided false and misleading information to Esurance Property and Casualty Insurance Company when he filed a claim for an accident dated June 8, 2016 indicating that the accident occurred after he secured the policy when, in fact, the accident occurred one day prior to the policy application on June 7, 2016.
Civil Penalty: $2,500

Debra Fiore, Howell, NJ
Order #12-51733-10, April 3, 2017
Respondent, Debra Fiore, knowingly made a material misrepresentation to State Farm Insurance Company on March 28, 2012 related to a homeowner property theft claim dated March 10, 2012.  Specifically, respondent Debra Fiore submitted a fraudulent jewelry appraisal to State Farm Insurance Company in connection with a claim for reimbursement.
Civil Penalty: $2,500

Hillary A. Hughes, Pinellas Park, FL
Order #12-50910-43, April 14, 2017
Respondent, Hillary A. Hughes, knowingly caused fraudulently filled prescriptions to be submitted for reimbursement to Horizon Blue Cross Blue Shield between September 5, 2011 through January 20, 2012.
Civil Penalty: $2,500

Christopher Wood, Nottingham, MD
Order #15-53021-10, April 20, 2017
Respondent, Christopher Wood, did knowingly provide false and misleading information to Farmers Mutual Fire Insurance Company of Salem County on March 24, 2015, in support of a homeowners property damage claim by including pre-existing damages.
Civil Penalty: $1,500

Joseph J. Cicalo, Jr., Pennsauken, NJ
Order #15-53063-04, April 20, 2017
Respondent, Joseph J. Cicalo, Jr., did knowingly provide materially false information during a statement of no loss to Progressive Garden State Insurance Company on July 1, 2015 at 4:11 p.m. and 4:16 p.m., by indicating he did not have a loss during the policy lapse period, when in fact, he was involved in a crash prior to the reinstatement of the policy.  Additionally, this misrepresentation resulted in a third party claim.
Civil Penalty: $2,500

Jacqueline E. Addison, Bronx, NY
Order #16-51550-35, April 27, 2017
Respondent, Jacqueline E. Addison, did knowingly provide a materially false statement to Plymouth Rock Assurance Company on August 21, 2015, by failing to disclose that, as the primary driver, the 2015 Honda Accord listed on the policy was garaged at a location other than the policy address, specifically, 40 Richman Plaza, Apartment 16B, Bronx, New York.
Civil Penalty: $1,500

 
March


Executed Consent Orders

Kenneth McCabe, Belleville, NJ
Order #15-54876-04, March 2, 2017
Respondent, Kenneth McCabe, knowingly provided false and misleading information to Progressive Garden State Insurance Company during a Statement of No Loss on October 25, 2015 at 2:02 p.m.  Specifically, Mr. McCabe stated that his 2005 Jeep had not been involved in any accidents since the cancellation of his automobile insurance policy on October 22, 2015, when in fact, he had been involved in an accident on October 25, 2015 at 1:57 p.m.
Civil Penalty: $2,500

Dr. Pauravi N. Raval, Franklin Lakes, NJ
Order #13-51912-24, March 7, 2017
Respondent, Dr. Pauravi N. Raval, knowingly provided false and misleading information by exhibiting a pattern and practice of improperly billing CPT Code 29515 (short leg splinting) to Horizon Blue Cross Blue Shield of New Jersey whenever she provided various sundries of podiatry services to her patients between the years of 2006 and 2013; when in fact no short leg splints or other related castings were provided.  The improper billing allowed Dr. Raval to receive reimbursements to which she was not entitled.
Civil Penalty: $25,000

Yochanan Berkowitz, Livingston, NJ
Order #12-51697-24, March 9, 2017
Respondent, Yochanan Berkowitz, from 2009 through 2011 knowingly submitted claims and/or bills to Horizon Blue Cross Blue Shield of New Jersey for psychotherapy services that were not rendered to numerous patients.
Civil Penalty: $75,000

Krissia Diazamador, Belleville, NJ
Order #15-51401-35, March 3, 2017
Respondent, Krissia Diazamador, knowingly supplied false and misleading statements on an automobile insurance policy application with CURE Auto Insurance Company, dated August 19, 2011 and on subsequent renewal questionnaires through 2005, by failing to disclose an additional resident of the policy address and operator of a policy vehicle.
Civil Penalty: $1,500

Michael Kiszka, East Hanover, NJ
Order #15-51700-03, March 3, 2017
Respondent, Michael Kiszka, knowingly provided false and misleading statements on an auto theft claim to Plymouth Rock Assurance dated January 13, 2015; specifically, by providing false information regarding the purchase price of the vehicle, the actual value, and where the vehicle was purchased.  Respondent also fraudulently notarized the insurance company's vehicle theft affidavit.
Civil Penalty: $5,000

Benesh Madray, Hasbrouck Heights, NJ
Order #16-52129-31, March 3, 2017
Respondent, Benesh Madray, knowingly made a false statement and concealed relevant information on his Progressive Insurance Company application signed/dated on February 16, 2016; specifically, by stating his policy address was in New Jersey, when in fact he was residing and garaging his vehicle in New York.
Civil Penalty: $2,500

Raquel Silva, Elizabeth, NJ
Order #15-51636-44, March 3, 2017
Respondent, Raquel Silva, conspired with Carla Sousa by knowingly submitting false and misleading statements in support of fictitious dental claims to American/Physicians Mutual Insurance Company between June 12, 2014 and December 8, 2014.
Civil Penalty: $5,000

Farah Arece, Jersey City, NJ
Order #15-50941-35, March 2, 2017
Respondent, Farah Arece, knowingly provided false and misleading information to Progressive Garden State Insurance Company during a statement of no loss on January 26, 2015 at 5:34 p.m.  Specifically, Ms. Arece reported that her 2001 Volkswagen had not been involved in any accidents since the cancellation of her automobile insurance policy on January 22, 2015, when in fact, she had been involved in an accident on January 26, 2015 at 8:49 a.m.
Civil Penalty: $2,500

Pablo Chaclan, Paterson, NJ
Order #16-51522-35, March 2, 2017
Respondent, Pablo Chaclan, knowingly concealed relevant information on his Progressive automobile insurance policy with a renewal dated of October 23, 2015, specifically, by not disclosing a regular operator and the garaging location of the insured vehicle.
Civil Penalty: $1,500

Sharon Aviv (L. Aviv Services, Inc.), Jersey City, NJ
Order #15-51258-40, March 21, 2017
Respondent, Sharon Aviv (L. Aviv Services, Inc.), knowingly provided false and misleading information to Travelers Property Casualty Company of America on August 16, 2014.  Specifically, Mr. Aviv failed to disclose the actual scope of work, correct numbers of employees, leasing of employees and the use of subcontractors on a workers compensation insurance plan application for designation of an insurance company and on a truckers supplemental application.
Civil Penalty: $5,000

Cynthia Garcia, Clifton, NJ
Order #16-50335-35, March 21, 2017
Respondent, Cynthia Garcia, knowingly provided false and misleading information to CURE Auto Insurance Company by failing to disclose a licensed household operator on an automobile insurance application and renewal questionnaires dated November 21, 2013, September 5, 2014 and August 31, 2015.
Civil Penalty: $1,500

Brionna Green, Maplewood, NJ
Order #16-50870-35, March 21, 2017
Respondent, Brionna Green, knowingly provided materially false information on November 5, 2015 during her recorded loss report to Progressive Garden State Insurance Company by alleging the damage to the 2016 Ford Fusion occurred on November 5, 2015, when in fact, it occurred on November 4, 2015, prior to the policy inception date.
Civil Penalty: $1,500

Russell Gonzalez, New York, NY
Order #15-54495-31, March 28, 2017
Respondent, Russell Gonzalez, did knowingly provide materially false information on an initial application with CURE Auto Insurance Company on December 4, 2014 and February 5, 2015, by falsely claiming he resided at a Newark address in New Jersey, when in fact, he resided at an address in New York, New York.
Civil Penalty: $2,500

Gennifer Flaxman, Voorhees, NJ
Order #14-51512-12, March 21, 2017
Respondent, Gennifer Flaxman, did knowingly provide materially false information on a homeowners policy application with Hanover Insurance Company by falsely submitting a "statement of replacement cost" for Inland Marine Coverage of jewelry, knowingly submitting a false police report in an attempt to secure insurance coverage from a mysterious disappearance of a bag with jewelry and knowingly submitting a false claim for lost property by preparing a false personal property worksheet.
Civil Penalty: $5,000

Thomas Medford, Bridgeport, NJ
Order #15-53101-35, March 7, 2017
Respondent, Thomas Medford, did provide a materially false statement to CURE Auto Insurance Company in obtaining an automobile insurance policy dated April 10, 2015 by knowingly failing to disclose his true marital status and another individual who was a resident operator in his household of a vehicle registered to him.
Civil Penalty: $1,500

Stephanie Cochran, Burlington, NJ
Order #16-50723-41, March 2, 2017
Respondent, Stephanie Cochran, did knowingly provide materially false information on an application for short term disability insurance with Mutual of Omaha dated May 25, 2015, by failing to disclose her medical history.
Civil Penalty: $1,500

Kevin M. Ford, Brigantine, NJ
Order #15-53901-35, March 9, 2017
Respondent, Kevin M. Ford, did knowingly provide a materially false statement to Progressive Garden State Insurance Company by falsely claiming the time of the accident on May 2, 2013, as occurring after he added collision and comprehensive coverage, when in fact, the accident happened prior to him adding these coverages.
Civil Penalty: $3,000

Terri L. Hansen, Heislerville, NJ
Order #16-52673-35, March 30, 2017
Respondent, Terri L. Hansen, did provide materially false statements to CURE Auto Insurance Company in obtaining and renewing an automobile insurance policy dated March 6, 2014, by knowingly failing to disclose that another individual was a resident in her household and an operator of a vehicle registered to her.
Civil Penalty: $1,500

 
February


Executed Consent Orders

Jaclyn Rizzi, Elmwood Park, NJ
Order #15-52078-04, February 1, 2017
Respondent, Jaclyn Rizzi, knowingly provided false and misleading information when she submitted a claim for pre-existing vehicle damage to Progressive Garden State Insurance Company on April 7, 2015.  The pre-existing vehicle damage was previously denied by State Farm Insurance Company on January 29, 2015.
Civil Penalty: $3,500

Moheb Gobran, Boynton Beach, FL
Order #16-52582-41, February 1, 2017
Respondent, Moheb Gobran, knowingly provided false and misleading statements to Disability Management Services/AXA Equitable Insurance Company on a Total Disability Statement signed/dated on November 3, 2014, by stating he had not performed any work since date of loss May 27, 2014 to present, when in fact he was working during this time period.
Civil Penalty: $17,500

Irma Gamonal, Paterson, NJ
Order #16-50200-35, February 17, 2017
Respondent, Irma Gamonal, knowingly provided false and misleading information to Progressive Garden State Insurance Company on an automobile insurance application dated March 15, 2012, by failing to list a licensed household resident.
Civil Penalty: $1,500

Jacqueline Stanek, New Providence, NJ
Order #15-54502-35, February 17, 2017
Respondent, Jacqueline Stanek, knowingly provided false and misleading statements to Progressive Garden State Insurance Company on June 28, 2012.  Specifically, Jacqueline Stanek failed to disclose an additional resident in her household and an operator of her 2012 Ford Fusion.
Civil Penalty: $1,500

Andrea Cole, Gloucester City, NJ
Order #15-53594-35, February 13, 2017
Respondent, Andrea Cole, did provide a materially false statement to Plymouth Rock Assurance Company in obtaining an automobile insurance policy dated January 16, 2015, by knowingly failing to disclose that there was a resident in her household with a suspended New Jersey driver's license who was an operator of a vehicle registered to her. Respondent, Andrea Cole, did provide a materially false statement to Plymouth Rock Assurance Company in obtaining automobile insurance policy dated August 26, 2015, by knowingly filing false or misleading information in an application for insurance.
Civil Penalty: $1,500

Sarah Manzo, Bayville, NJ
Order #15-53979-35, February 7, 2017
Respondent, Sarah Manzo, did provide a materially false statement to CURE Auto Insurance Company in obtaining automobile insurance dated May 11, 2015, by knowingly failing to disclose an additional resident in her household and an operator of a vehicle registered to her.
Civil Penalty: $1,500

William Petruccelli, Woodland Park, NJ
Order #16-55241-03, February 17, 2017
Respondent, William Petruccelli, knowingly provided false and misleading statements on an auto theft claim to Foremost Insurance Company, specifically, by stating that his vehicle, an antique 1972 Chevelle, was stolen on August 27, 2007 from his residence, when in fact, it was not stolen.
Civil Penalty: $5,000

Ramiro G. Vargas, Jr., Elizabethport, NJ
Order #16-51880-08, February 28, 2017
Respondent, Ramiro G. Vargas, Jr., purposely set his own 2015 Ford Explorer on fire on October 31, 2015, then falsely requested during a formal claims process that Allstate Insurance pay for the fire damage.  These false statements include: 1. The false statement to Elizabeth Police Department Officer Vincent Flatley on October 31, 2015 at the fire scene, as documented in the Elizabeth Police Department first responder report.  This report was then submitted by Mr. Vargas to Allstate to further his false fire claim.  2. The false Affidavit of Vehicle Fire dated November 7, 2015, submitted to Allstate.  3. The false recorded statement dated November 11, 2015 to Allstate.  4. A false letter of complaint from Mr. Vargas to Allstate dated December 1, 2015.  5. The false Examination Under Oath testimony given on January 11, 2016 by Mr. Vargas to Allstate.  6. A false letter of protest from Mr. Vargas to the New Jersey Department of Banking and Insurance Ombudsman dated March 23, 2016.
Civil Penalty: $5,000

 
January


Executed Consent Orders

Ibrahim Muheisen, Elmwood Park, NJ
Order # 14-50540-35, January 24, 2017
Respondent, Ibrahim Muheisen, knowingly provided false and misleading information to 21st Century Centennial Insurance Company on an automobile application dated December 1, 2011 and subsequent renewals dated June 1, 2012 through December 1, 2014.  Specifically, he failed to list additional resident drivers.
Civil Penalty: $1,500

Byron Espinoza, Newark, NJ
Order #15-50090-06, January 12, 2017
Respondent, Byron Espinoza, knowingly provided a fraudulent invoice dated November 4, 2014 to Great Lakes Reinsurance Company in support of a claim.  Specifically, he submitted a tow bill for $5,600, when in fact he paid $1,930 for the tow.
Civil Penalty: $3,000

Anthony Antonellis, Wyckoff, NJ
Order #15-52484-35, January 12, 2017
Respondent, Anthony Antonellis, knowingly provided false information on an automobile application dated April 29, 2015 at 4:54 PM to Esurance Insurance Company.  Specifically, stating no one had an accident, when in fact the loss occurred at 3:47 p.m. on April 29, 2015, which was misrepresented to Esurance as an attempt to gain coverage for the third party insurance claims.
Civil Penalty: $1,500

Donald Johnson, Stewartsville, NJ
Order #15-50810-35, January 20, 2017
Respondent, Donald Johnson, did provide materially false statements to CURE Auto Insurance Company in adding a vehicle and renewing an automobile insurance policy dated February 7, 2011 by knowingly failing to disclose that another individual was the registered owner and operator of an insured vehicle.
Civil Penalty: $1,500

Jung Ok Choi, Morganville, NJ
Order #11-23106-18, January 24, 2017
Respondent, Jung Ok Choi, did knowingly provide a false written statement to American European Insurance Group in support of a claim, by submitting a fraudulent invoice from State Machinery, LLC, in the amount of $21,080 for spare machine parts.
Civil Penalty: $5,000

Stephanie Clegg, Plainfield, NJ
Order #15-54138-35, January 24, 2017
Respondent, Stephanie Clegg, did knowingly provide a materially false statement to New Jersey Manufacturers Insurance Company on November 15, 2014 and June 15, 2015, by failing to disclose that her insured vehicle was garaged at a location other than the policy address.
Civil Penalty: $5,000

Luis Negron, Camden, NJ
Order #15-52074-35, January 12, 2017
Respondent, Luis Negron, did provide materially false information to Progressive Insurance Company regarding an automobile insurance policy dated May 13, 2014 by knowingly failing to disclose that another individual was a driver of an insured vehicle listed on that policy with a suspended New Jersey driver's license, and that the vehicle was garaged at a location other than the policy address.
Civil Penalty: $1,500

Mildreya C. Kirby, Springfield, MA
Order #15-54773-04, January 20, 2017
Respondent, Mildreya C. Kirby, did provide a materially false statement to Progressive Group of Insurance Companies by falsely reporting the time of the accident on November 12, 2015 as occurring after she added collision, comprehensive, rental and roadside assistance coverage, when in fact, the accident happened prior to her adding these coverages.
Civil Penalty: $2,500

 
OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
line
Adobe Acrobat
You will need to download the latest version of Adobe Acrobat Reader in order to correctly view and print PDF (Portable Document Format) files from this web site.
state seal
Copyright © 2011, State of New Jersey
New Jersey Department of Banking and Insurance