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Home > Insurance Division > Bureau of Fraud Deterrence Enforcement Activity
2017 Bureau of Fraud Deterrence Enforcement Activity
Previous Activity: 2016 Enforcement > 2015 Enforcement > 2014 Enforcement
Please Note: P.L. 2013, c. 259 became effective on July 1, 2014.  This law amended the Administrative Procedure Act, R.S. 52:14B-1 et seq. One of the amendments requires all state agencies to post on their websites all non-confidential final agency orders, decisions and opinions. Accordingly, all such final agency orders or decisions in disciplinary actions issued subsequent to July 1, 2014 may be accessed by clicking on the link within the summaries below. Orders or decisions issued on such matters prior to July 1, 2014 are available upon request to the Bureau of Fraud Deterrence.
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January


Executed Consent Orders

Ibrahim Muheisen, Elmwood Park, NJ
Order # 14-50540-35, January 24, 2017
Respondent, Ibrahim Muheisen, knowingly provided false and misleading information to 21st Century Centennial Insurance Company on an automobile application dated December 1, 2011 and subsequent renewals dated June 1, 2012 through December 1, 2014.  Specifically, he failed to list additional resident drivers.
Civil Penalty: $1,500

Byron Espinoza, Newark, NJ
Order #15-50090-06, January 12, 2017
Respondent, Byron Espinoza, knowingly provided a fraudulent invoice dated November 4, 2014 to Great Lakes Reinsurance Company in support of a claim.  Specifically, he submitted a tow bill for $5,600, when in fact he paid $1,930 for the tow.
Civil Penalty: $3,000

Anthony Antonellis, Wyckoff, NJ
Order #15-52484-35, January 12, 2017
Respondent, Anthony Antonellis, knowingly provided false information on an automobile application dated April 29, 2015 at 4:54 PM to Esurance Insurance Company.  Specifically, stating no one had an accident, when in fact the loss occurred at 3:47 p.m. on April 29, 2015, which was misrepresented to Esurance as an attempt to gain coverage for the third party insurance claims.
Civil Penalty: $1,500

Donald Johnson, Stewartsville, NJ
Order #15-50810-35, January 20, 2017
Respondent, Donald Johnson, did provide materially false statements to CURE Auto Insurance Company in adding a vehicle and renewing an automobile insurance policy dated February 7, 2011 by knowingly failing to disclose that another individual was the registered owner and operator of an insured vehicle.
Civil Penalty: $1,500

Jung Ok Choi, Morganville, NJ
Order #11-23106-18, January 24, 2017
Respondent, Jung Ok Choi, did knowingly provide a false written statement to American European Insurance Group in support of a claim, by submitting a fraudulent invoice from State Machinery, LLC, in the amount of $21,080 for spare machine parts.
Civil Penalty: $5,000

Stephanie Clegg, Plainfield, NJ
Order #15-54138-35, January 24, 2017
Respondent, Stephanie Clegg, did knowingly provide a materially false statement to New Jersey Manufacturers Insurance Company on November 15, 2014 and June 15, 2015, by failing to disclose that her insured vehicle was garaged at a location other than the policy address.
Civil Penalty: $5,000

Luis Negron, Camden, NJ
Order #15-52074-35, January 12, 2017
Respondent, Luis Negron, did provide materially false information to Progressive Insurance Company regarding an automobile insurance policy dated May 13, 2014 by knowingly failing to disclose that another individual was a driver of an insured vehicle listed on that policy with a suspended New Jersey driver's license, and that the vehicle was garaged at a location other than the policy address.
Civil Penalty: $1,500

Mildreya C. Kirby, Springfield, MA
Order #15-54773-04, January 20, 2017
Respondent, Mildreya C. Kirby, did provide a materially false statement to Progressive Group of Insurance Companies by falsely reporting the time of the accident on November 12, 2015 as occurring after she added collision, comprehensive, rental and roadside assistance coverage, when in fact, the accident happened prior to her adding these coverages.
Civil Penalty: $2,500

 
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