The Office of the Courts Foreclosure Mediation Program provides homeowners with access to housing counselors and court trained mediators to resolve foreclosure actions by proposing work-out and payment arrangements between distressed borrowers and lenders. The program will also provide lawyers to income-eligible homeowners. Call 1-888-989-5277 to sign up or visit www.njforeclosuremediation.org.

• Foreclosure Prevention Resources > En Español > NJ HMFA
• Consumer Alert: Home Mortgage Foreclosures/Subprime Lending > NJDOBI
• Tips For Avoiding Foreclosure > HUD
• You Can Avoid Foreclosure and Keep Your Home > Federal Housing Administration

• Federal and State Morgage Recovery Programs > NJ HMFA
• Making Home Affordable Refinance and Modification Options > FinancialStability.gov NEW
• Other New Jersey Foreclosure Assistance Programs (In Step 1, choose "Mortgage Assistance")
• Federal Housing Administration Foreclosure Recovery Program
• Home Save Program > Neighborhood Assistance Corporation of America
• HUD Approved Housing and Credit Counseling Agencies in New Jersey

• Foreclosure Recovery Scams and Consumer Alerts > Office of Attorney General
• Representing low-income homeowners facing foreclosure as a result of a predatory loan > Legal Services of New Jersey
• New Jersey Fair Foreclosure Act and Organizations Providing Financial Assistance or Counseling to Borrowers
• Overview of Foreclosures > Federal Trade Commission
• NeighborWorks America