Core Curriculum Content Standards

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NJ World Class Standards
Content Area: 21st-Century Life and Careers
9.2 Personal Financial Literacy
Content Area 21st-Century Life and Careers
Standard 9.2 Personal Financial Literacy All students will develop skills and strategies that promote personal and financial responsibility related to financial planning, savings, investment, and charitable giving in the global economy.
Strand F. Civic Financial Responsibility
By the end of grade Content Statement CPI# Cumulative Progress Indicator (CPI)
4
The potential for building and using personal wealth includes responsibility to the broader community and an understanding of the legal rights and responsibilities of being a good citizen.
9.2.4.F.1 Demonstrate an understanding of individual financial obligations and community financial obligations.                                                                                                              
9.2.4.F.2 Relate a country’s economic system of production and consumption to building personal wealth and achieving societal responsibilities.                                                                                                              
Philanthropic, charitable, and entrepreneurial organizations play distinctly different but vitally important roles in supporting the interests of local and global communities.
9.2.4.F.3 Explain the roles of philanthropy, volunteer service, and charitable contributions, and analyze their impact on community development and quality of living.                                                                                                              
9.2.4.F.4 Identify skills related to organizing, managing, and taking on the risks of owning a business.                                                                                                              
8
The potential for building and using personal wealth includes responsibility to the broader community and an understanding of the legal rights and responsibilities of being a good citizen.
9.2.8.F.1 Explain how the economic system of production and consumption may be a means to achieve significant societal goals.                                                                                                              
9.2.8.F.2 Examine the implications of legal and ethical behaviors when making financial decisions.                                                                                                              
9.2.8.F.3 Relate the impact of business, government, and consumer fiscal responsibility to the economy and to personal finance.                                                                                                              
Philanthropic, charitable, and entrepreneurial organizations play distinctly different but vitally important roles in supporting the interests of local and global communities.
9.2.8.F.4 Calculate appropriate amounts of charitable giving based on current financial status.                                                                                                              
9.2.8.F.5 Determine opportunities for micro-financing of global charities and causes.                                                                                                              
12
The potential for building and using personal wealth includes responsibility to the broader community and an understanding of the legal rights and responsibilities of being a good citizen.
9.2.12.F.1 Demonstrate an understanding of the interrelationships among attitudes, assumptions, and patterns of behavior regarding money, saving, investing, and work across cultures.                                                                                                              
9.2.12.F.2 Summarize the concept and types of taxation used to fund public initiatives.                                                                                                              
9.2.12.F.3 Assess the impact of emerging global economic events on financial planning.                                                                                                              
9.2.12.F.4 Analyze how citizen decisions and actions can influence the use of economic resources to achieve societal goals and provide individual services.                                                                                                              
9.2.12.F.5 Summarize the purpose and importance of a will.                                                                                                              
Philanthropic, charitable, and entrepreneurial organizations play distinctly different but vitally important roles in supporting the interests of local and global communities.
9.2.12.F.6 Compare and contrast the role of philanthropy, volunteer service, and charities in community development and quality of life in a variety of cultures.                                                                                                              
9.2.12.F.7 Explain the concept and forms of taxation and justify the use of taxation to fund public activities and initiatives.                                                                                                              
9.2.12.F.8 Evaluate the effects of entrepreneurship on economic stability and quality of living in local and global communities.                                                                                                              
9.2.12.F.9 Assess the impact of the global economy on entrepreneurial opportunities.