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Trenton, NJ 08625-0360
|Fred M. Jacobs, M.D., J.D.|
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“The issue of long-term care is one that every senior and every family will face,” Acting Governor Richard J. Codey said. “As we get older, we are often confronted with difficult decisions about where we will live, who will take care of us and how we will afford it. This booklet will help residents sort out the answers to those important questions.”
The Acting Governor along with Health and Senior Services Commissioner Fred M. Jacobs, M.D., J.D., today encouraged all state residents ages 50 to 70 to learn more about long-term care options so they can better prepare to meet financial, health and housing needs as they age.
“We have long recognized that
“To take full advantage of these choices, it is best to plan ahead rather than wait until a health crisis forces a quick decision,” the Commissioner added. “This guide clearly explains the issues and options, and helps people think through their choices.”
A Guide to Community-Based Long Term Care in
The guide is funded by a grant from the federal Centers for Medicare and Medicaid Services (CMS) and supported by the National Governors Association, the U.S. Administration on Aging, and the National Conference of State Legislatures. Included in the guide are 10 pullout sections detailing programs that provide medical, financial, legal and social service assistance. The guide also includes consumer checklists and helpful resources for those seeking help for themselves, a family member or friend.
According to CMS, about 60 percent of people over 65 will need some type of long-term care assistance during their lives. Long-term care is a variety of services that help people with health or personal needs and activities of daily living over a period of time. Such care can also be expensive, ranging from about $18,000 a year for in-home services to $60,000 for nursing home care. The guide discusses options for financing such care.
In addition to developing its state-specific guide,
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Department of Health
P. O. Box 360, Trenton, NJ 08625-0360