What is a Freedom Loan?
* Up to $10,000
* Annual APR 6%
* Term: 5 years (no pre-payment penalty)
* Unsecured Loan (no collateral required)

Who is eligible to apply?
NJ residents who are:
* Members of the National Guard or Reserve
* Mobilized for one year or longer to fight in the Global War on Terrorism (GWOT) - excluding routine training.

Or

* Served 90 or more consecutive days in the GWOT on federal or state active duty (excluding routing training) and have received orders extending cumulative active duty a year or longer.

How do I apply?
* Contact participating banks. Call or visit your local branch office to obtain an application.
* Guardmembers, Reservists, or family members with Power of Attorney must submit copies of current mobilization orders with the bank's Freedom Loan application.

Current participants:
Commerce Bank
1-888-751-9000

Credit Union of NJ
609-538-4061, ext. 401

First Morris Bank & Trust
1-888-530-2265

Manasquan Savings Bank
732-223-4450

North Jersey Federal Credit Union
1-888-78NJFCU

Peapack-Gladstone Bank (908)
719-BANK

Pennsville National Bank
856-678-6006

PNC
1-866-PNC-4USA

Sovereign Bank
1-877-391-6365

Sun National Bank
1-800-691-7701