• Working Capital Guarantees are offered to lenders so they can provide exporters with working capital needed to buy, build or assemble U.S. products for export sales.
• Export Credit Insurance protects exporters and lenders against both commercial and political risks of a foreign buyer defaulting on payment.
• A variety of policies are available for short-term and medium-term sales, either on a single-buyer or multi-buyer basis and special programs are available to address the needs of small businesses and environmental exporters.
• Loan Guarantees to Lenders encourage sales of U.S.-made capital equipment to creditworthy foreign buyers by having Ex-Im Bank assume all of the political and commercial risks of non-payment.
• Direct Loans to foreign buyers provide competitive, fixed-rate financing for their purchases from U.S. exporters. Direct loans are generally for projects starting at $10 million.

Ex-Im Bank's City/State Partners Initiative

The State of New Jersey, through an Agreement between the State's Office of International Trade and Protocol and the Export-Import Bank of the United States, is proud to participate in the Ex-Im Bank's City/State Partners Initiative. The City/State Partners Program brings state, county, and local non-profit economic development entities together with Ex-Im Bank in a partnership designed to expand export opportunities.

Through the City/State Partners Initiative, the State of New Jersey will provide exporters in the state with:

• Access to highly qualified Ex-Im-trained State of New Jersey, and Ex-Im Bank trade finance specialists;
• Access to a network of lenders, insurance brokers, and other U.S. Government export resources;
• One-on-one trade finance counseling;
• Information on the most current Ex-Im Bank products and services.
• Export finance seminars, organized by the State of New Jersey, Ex-Im Bank, and the U.S. Export Assistance Centers.