As a result of a recent amendment to the federal Fair Credit Practices Act, consumers nationwide are now able to obtain free copies of their credit histories from the three national credit bureaus (Equifax, Experian and TransUnion), once every 12 months, by making a single request..
The address for obtaining your annual credit report by making a single request is:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
You may also contact the credit bureaus individually:
Equifax Credit Information Services
P.O. Box 740241
Atlanta, GA 30374
P.O. Box 19719
Irvine, CA 92623
P.O. Box 2000
Chester, PA 19022
To protect your rights, you should report any inaccuracies in writing to the credit bureau so that they may be investigated.