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For Immediate Release:  
For Further Information:
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January 4, 2008  

Division of Criminal Justice
609-292-4791

Office of The Attorney General
- Anne Milgram, Attorney General
Division of Criminal Justice
- Gregory A. Paw, Director
Office of the Insurance Fraud Prosecutor
- Greta Gooden Brown, Insurance Fraud Prosecutor

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Trenton Man and Woman Charged With Insurance Fraud

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TRENTON – Attorney General Anne Milgram and Criminal Justice Director Gregory A. Paw announced that a man and a woman from Trenton were indicted today for an alleged insurance fraud.

According to Insurance Fraud Prosecutor Greta Gooden Brown, Ramsey Naylor, 30, and Carrie Martin, 26, both of Trenton, were indicted on third-degree charges of insurance fraud and attempted theft by deception. Naylor was also charged with third-degree tampering with public records or information and fourth-degree uttering a forged document.

According to Paw, the Mercer County grand jury indictment alleges that between Sept. 21, 2003 and Jan. 23, 2004, Naylor submitted a fraudulent insurance claim to Rider Insurance Company for the theft of a 2003 Yamaha motorcycle. The claim falsely reported that the motorcycle was stolen after an insurance policy had been purchased for it. It is alleged that the motorcycle, in fact, was stolen before it was covered by an insurance policy. It is further alleged that Martin provided information she knew was false in support of the claim. Naylor allegedly submitted a falsified police report concerning the date of the theft of the motorcycle.

Third-degree crimes carry a maximum punishment of five years in state prison and a criminal fine of $15,000, while fourth-degree crimes carry a maximum punishment of 18 months in state prison and a fine of $10,000. The defendants may also face civil insurance fraud fines.

The indictment was handed up today in Superior Court in Mercer County. The indictment is merely an accusation and the defendants are presumed innocent until proven guilty.

State Investigator Lisa Egan and Deputy Attorney General Joseph J. Egan, Jr. were assigned to the investigation. Deputy Attorney General Egan presented the case to the grand jury.

This case was referred to OIFP by the Special Investigative Unit of Rider Insurance Company, which initially uncovered the fraud and assisted OIFP in the investigation. Insurance Fraud Prosecutor Brown thanks Rider for their assistance in this matter.

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