Global Navigation
Office of The Attorney General
The State of New Jersey Office of The Attorney General (Dept. of Law & Public Safety) The State of New Jersey NJ Home Services A to Z Departments/Agencies OAG Frequently Asked Questions
Services A to Z Departments/Agencies OAG Frequently Asked Questions
OAG Home
OAG Contact
Back to News Releases
OAG Home Attorney General's Biography
Attorney General's Biography
spacer spacer spacer
 
spacer spacer spacer
spacer spacer spacer
For Immediate Release:
For Further Information:

October 17, 2011

Office of The Attorney General
- Paula T. Dow, Attorney General 
Division of Criminal Justice
- Stephen J. Taylor, Director
Office of the Insurance Fraud Prosecutor
- Ronald Chillemi, Acting Insurance Fraud Prosecutor
Media Inquiries-
Rachel Goemaat
609-292-4791

Citizen Inquiries-
609-292-4925
spacer
spacer spacer spacer
spacer

Former Insurance Producer Pleads Guilty to Fraud Involving Applications for Multi-Million Dollar Life Insurance Policies
Defendant previously sentenced to state prison for similar crimes

spacer
spacer spacer spacer
spacer
spacer
spacer spacer spacer
spacer

TRENTON - Attorney General Paula T. Dow and Acting Insurance Fraud Prosecutor Ronald Chillemi announced that a former New York City insurance producer pleaded guilty today to defrauding three insurance companies in a life insurance scheme.

According to Acting Insurance Fraud Prosecutor Chillemi, Pape Michael Seck, 41, formerly of Jersey City, pleaded guilty before Superior Court Judge Patrick J. Arre in Hudson County to an Accusation which charged him with second-degree insurance fraud and two counts of second-degree theft by deception.

Judge Arre scheduled sentencing for Dec. 2. Under the plea agreement, the state will recommend that Seck be sentenced to seven years in state prison.

In pleading guilty, Seck, who was an insurance producer formerly licensed in New York and New Jersey, admitted that between November 12, 2006 and June 4, 2008, he knowingly made fraudulent or misleading statements including fraudulent pedigree, financial and medical documentation in support of seven life insurance policy applications. The applications were for three $3 million ING/ReliaStar Life Insurance Company/Security Life of Denver Insurance Company (“ING”) life insurance policies, two $7 million ING life insurance policies, a $5 million MetLife life insurance policy and a $5 million Union Central Life Insurance Company life insurance policy for an individual named Mansour Seck.

Seck also admitted that between May 17, 2007 and June 20, 2007, he fraudulently obtained property from ING in the form of commissions on the $7 million life insurance policy. Seck fraudulently obtained $280,230 in commissions for this policy.

Additionally, Seck admitted that between October 16, 2007 and December 4, 2007, he fraudulently obtained property from Miller & Schrader, P.A. in the form of a $61,898 premium reimbursement and a $150,000 unsecured loan on the $5 million MetLife life insurance policy.

On June 7, 2010, Seck was sentenced to three years in state prison, ordered to forfeit his New Jersey insurance producer’s license and ordered to pay a $10,000 civil insurance fraud fine. The sentence was based on Seck’s April 12, 2010 guilty plea to an Accusation charging him with two counts of second-degree insurance fraud. In that case, Seck admitted that between May 22, 2008 and July 27, 2009, he submitted applications containing fraudulent information to Prudential Life Insurance Company and Aviva Life Insurance Company for $7 million life insurance policies.

The Department of Banking and Insurance routinely assists the Office of the Insurance Fraud Prosecutor with the investigation and prosecution of licensed insurance producers. This assistance enables the state to coordinate criminal investigations and prosecutions with the imposition of licensing sanctions in order to protect the public.

Detective L. Cross, Deputy Attorney General Nicole D. Rizzolo and Deputy Chief Counsel Norma R. Evans were assigned to the investigation of this case. Rizzolo represented the State at the guilty plea hearing. Acting Insurance Fraud Prosecutor Chillemi thanked ING, MetLIfe, Union Central Life Insurance Company, SSA-OIG, U.S. Immigration and Customs Enforcement, MVC, the United States Department of State, the United States Visa Office and the State of New York Insurance Department for their assistance in the investigation.

October is Insurance Fraud Awareness Month in New Jersey. Acting Insurance Fraud Prosecutor Chillemi noted that some important cases have started with anonymous tips. People who are concerned about insurance cheating and have information about a fraud can report it anonymously by calling the toll-free hotline at 1-877-55-FRAUD, or visiting the Web site at www.NJInsurancefraud.org. State regulations permit a reward to be paid to an eligible person who provides information that leads to an arrest, prosecution and conviction for insurance fraud.

###

spacer
spacer spacer spacer
spacer
 
 
Contact OAG About OAG
OAG News OAG Frequently Asked Questions
OAG Library Employment
OAG Grants Proposed Rules
OAG History OAG Services A-Z
OAG Agencies / Programs / Units
Other News Pages Otras Noticias en Español Division of NJ State Police Division of Law News Governor's Office News Division of Highway Traffic Safety News Office of the Insurance Fraud Prosecutor Juvenile Justice Commission News Division on Civil Rights News Division of Consumer Affairs News Division of Criminal Justice News Election Law Enforcement Commission Division of Gaming Enforcement News
NJ State Police News Governor's Office News Division of Highway Traffic Safety News Office of the Insurance Fraud Prosecutor Juvenile Justice Commission News Division on Civil Rights News Division of Consumer Affairs News Division of Criminal Justice News Election Law Enforcement Commission Division of Elections News Division of Gaming Enforcement News Office of Government Integrity News

free PDF plugin

NJ State Police News Governor's Office News Division of Highway Traffic Safety News Office of the Insurance Fraud Prosecutor Juvenile Justice Commission News Division on Civil Rights News Division of Consumer Affairs News Division of Criminal Justice News Election Law Enforcement Commission Division of Elections News Division of Gaming Enforcement News Office of Government Integrity News
   
Contact Us | Privacy Notice | Legal Statement | Accessibility Statement
NJ Home Logo
Departmental: OAG Home | Contact OAG | About OAG | OAG News | OAG FAQs
Statewide: NJ Home | Services A to Z | Departments/Agencies | FAQs
Copyright © State of New Jersey
This page is maintained by OAG Communications. Comments/Questions: email or call 609-292-4925
OAG Home OAG Home NJ State Police News Governor's Office News Division of Highway Traffic Safety News Office of the Insurance Fraud Prosecutor Juvenile Justice Commission News Division on Civil Rights News Division of Consumer Affairs News Division of Criminal Justice News Election Law Enforcement Commission Division of Elections News Division of Gaming Enforcement News Office of Government Integrity News