Alternate Benefit Program
(ABP)
for State and County College Faculty, Adjunct Faculty, Part-time Instructors and Administrators

The Alternate Benefit Program (ABP) is a tax-sheltered, defined contribution retirement program for certain higher education faculty, instructors and administrators. ABP provides retirement benefits, life insurance and disability coverage, which, when combined with Social Security and other tax-deferred plans, can provide security in retirement.

ABP Publications
Documents marked as PDF require Acrobat Reader which is available free from Adobe.

Other Helpful Links

• ABP Questions and Answers page (PDF 12K)
  
  
• Considerations for Choosing Between PERS & ABP (12/08) (PDF)
  
  
• Administration manual for ABP employers

Frequently Asked Questions