Welcome to Open Enrollment!

Do you need to make changes to your health benefits coverage? Whatever your open enrollment needs, we have it all right here. Use the links in the blue bar above to guide you to your destination. From there, you can find what you need to review your plan choices, calculate your costs, and get an application.

Open Enrollment for Plan Year 2018 will begin on October 2, 2017. Applications must be received by your employer by October 31, 2017.

Note: Retirees don’t have an open enrollment period. You can make changes at any time, as long as you’ve been with a plan for at least a year. Retirees – find information for plan year 2018.

Active Employees

Active Employees are employees of the State of New Jersey along with Local Government and Local Education members of an employer location that participates with the State Health Benefits Program (SHBP) or School Employees’ Health Benefits Program (SEHBP). If you belong to one of these groups, this information is for you.

Learn more about the medical plans available to you

Side-by-Side comparison of medical plans

Summary of Benefits and Coverage (SBC) – Detailed coverage and costs of every plan we offer

Learn more about employee dental plans

Percentage of Premium Calculators and Worksheets - Revised for the new medical plan rates effective in Plan Year 2018.

Dental Rates

Part-time Rates

State Active Employee Medical Plan Applications

Local Government Employee (SHBP Medical/Prescription Drug Plan) Applications

Local Education Employee (SEHBP Medical/Prescription Drug Plan) Applications

Employee Dental Plans Application (Active Members Only)


Please Note: Completed applications must be returned to your human resources representative or benefits administrator for certification. Do not submit your application directly to the Division of Pensions & Benefits.