STATE OF NJ ELECTRONIC FUND TRANSFER PROGRAM
CHANGES TO BANKING INFORMATION and link to payment service
All businesses are eligible to enroll in the EFT program and pay their taxes, including Unemployment/Disability, electronically.
Businesses that are required to pay taxes electronically can meet the e-pay requirement by registering as EFT payers and using the service. Businesses required to e-pay include, but are not limited to, firms with a prior year's liability of $10,000 or more in any one tax, as well as all employers and all businesses subject to Sales and Use Tax.
There are two options for EFT payments -- Debit or Credit.
There are no service charges for the Debit option. All you need to do is to register your bank account and authorize the State to electronically debit the account when payments are due.
The Credit option may involve bank service fees. With the Credit option you instruct your bank to debit your account and credit the State's bank account when payments are due.
Please note that FED Wires or other wire transfers are not acceptable methods of EFT payment.
To enroll, your business must be fully registered as a taxpayer with the State of New Jersey. This includes having an active taxpayer registration account with the State. Review the State’s business registration requirements. To check on your registration status, visit the Business Registration Certificate site.
You may enroll online for the EFT Debit option by using the tax/employer registration change service. To do this, you will need to know your taxpayer identification number and have your e-filing PIN. If you do not have your PIN, you may request one online. Just follow the screen prompts to log in and enter the requested information, including the routing (bank) and account numbers, and account type.
Your enrollment will take effect 24 to 48 business hours following the successful conclusion of your online session. At the end of your session, you will be provided with a confirmation number. We will also mail you a welcome package with additional information on the EFT process.
You will need to add the EFT payment option to each tax individually.
Remember, there are no services charges associated with the Debit option, and there are multiple Debit payment channels for your convenience.
Note: If you or your bank imposes a debit block, add the ACH Company ID as an exception to the bank account debit filter. The ID for ACH is 7216000928 and for IVR payments made via phone use 8216000928.
>>>>Convenient Online Service Available – Once you are registered as an EFT debit payer, you can use the EFT service via our one-stop tax payment service. Once you log on, for any business tax you have registered for the EFT Debit option, simply click on the EFT payment method. You also notice that the one-stop service allows to you to submit e-check or credit card payments as well.
For your convenience, we have activated the IVR system used to make EFT debit payments. The phone number and menu driven scripts have not changed. To make a payment using the phone-based integrated voice response option for EFT debit payments please dial: 1 877 NJ-TAXES or 1 877 658 2937.
If you choose the ACH Debit option, you may download the form (see below). When you submit the application, you will need to provide bank verification. This may be a voided check, a bank statement, or a letter from your bank that indicates your account number. It may take two to three work weeks for your approval to be processed completely.
Contact your bank to determine what ACH origination services are offered and the associated fees charged by the bank.
With an ACH Credit, you initiate a credit through your bank to the State’s bank account for the amount of the payment. A standard format for the CCD+ addendum record is required for the Credit option (Standard CCD+/TXP). You will be responsible for ensuring your bank and/or software provider follow this format in a precise way. Improperly formatted payment transactions may be rejected and the associated payments may not be credited to your account.
Enrollment Changes (Banking Information Changes)
Debit payers may change their banking information online by using the tax/employer registration change service. To do this, you will need to know your taxpayer identification number and have your e-filing PIN. If you do not have your PIN, you may request one online.
You will need to change the banking information for each tax individually.
Your changes will take effect 24 – 48 business hours following the successful conclusion of your online session.
link to payment services
To pay online, you will need to:
- Enter your tax identification number: This is your New Jersey ID, which usually consist of the 9 digit Employer Identification Number originally issued by the IRS, plus a three digit suffix assigned by the State of New Jersey. This is the number you used to register for tax/employer purposes. Enter the 9 digit ID followed by the suffix. If you do not know the suffix, enter three zeros (000). Do not enter spaces, dashes or slashes (format: 123456789000).
- Enter your PIN. This can be any valid 4 digit PIN issued by the Divisions of Taxation or Revenue. For instance, you can use your quarterly wage reporting (WR30 or NJ927) PIN.
- If you do not have your PIN, to access all online tax/employer services now and in the future, create a Premier Business Service (PBS) account. PBS will provide you with one-stop, secure access to all of your tax/employer filings, and will enable you to view your filing and payment history. Set up your PBS account.
- For tax returns and payments of all kinds, use the quick path log in option (not available for Form WR-30*). Enter your tax identification number and business name. Note that with this option you will not be able to access your filing and payment history and only e-check and credit card payment options will be available.
- If you need to file Form WR-30 and do not have a PIN, you will need to open a Premier Services Account. Set up your PBS account.
Application for credit option
Federal EFT Program
Guide for Electronic Filing and Payment