Official Site of The State of New Jersey
Emergency Rescue Mortgage Assistance (ERMA)
PROGRAM OVERVIEW:
- Up to $75,000 per household for expenses which may include:
- Mortgage reinstatement
- Escrow shortages
- Delinquent property taxes and HOA dues/fees
- Municipal or property tax liens
- Mortgage payments, including principal, interest, taxes, and homeowner’s insurance
ELIGIBILITY:
- To qualify for assistance, a homeowner must:
- Own and occupy an eligible one- to four- unit primary residence
- Have experienced a COVID-19 related financial hardship, and have been unable
to remain current on mortgage payments - Meet household income limits
Additional Information
ERMA Program Statistics
