LIMITED RIGHT TO SUE — By choosing the Limitation on Lawsuit Option, you agree not to sue the person who caused an accident for your pain and suffering unless you sustain one of the permanent injuries listed below AND the injury or injuries are determined to have a serious impact on your life. (Choosing this option does not affect your ability to sue for economic damages such as medical expenses and lost wages).

  • loss of body part
  • significant disfigurement or significant scarring
  • a displaced fracture
  • loss of a fetus
  • permanent injury (Any injury shall be considered permanent when the body part or organ, or both, has not healed to function normally and will not heal to function normally with further medical treatment.)
  • death