The State of New Jersey
NJ Department of Banking and Insurance

2019 Individual Health Coverage Monthly Premium Calculator
(single coverage/person basis only)

Date of Birth:                Day     Required Field

Policy Effective Date:     Day     Required Field

All plans are network-only plans with no option to use out-of-network providers, except in the case of emergency or urgent care. For details about plans and coverage options please contact the Carriers directly.

Premiums vary by age so the date of birth you enter and policy effective date are key.

If you are buying individual coverage through the Marketplace, you will be limited to the carriers and plans that are sold through the Marketplace; and the premium you pay each month will be reduced by the amount of subsidy, if any, for which you may be eligible.

For information on subsidies, and plans with which subsidies are available, visit:


Carrier Name  Web Address Mailing Address Phone Number
AmeriHealth HMO Inc. and AmeriHealth Ins. Co. 259 Prospect Plains Road, Bldg. M, Cranbury, NJ 08512 1-877-744-5422
Horizon Blue Cross Blue Shield of NJ and Horizon HealthCare of NJ Three Penn Plaza East - PP09T, Newark, NJ 07105-2200  1-800-224-1234
Oscar Garden State Insurance Corporation 295 Lafayette Street, 6th floor, New York, NY 10012  1-855-672-2788
Oxford Health Ins. (NJ), Inc. 7440 Woodland Drive, Indianapolis, IN 46278