Pandemic Unemployment Assistance (PUA): Expanded Unemployment Eligibility During the Coronavirus Emergency
Pandemic Unemployment Assistance (PUA) is a federal unemployment benefit program that expanded eligibility to workers. These benefits expired September 4, 2021. Please note that, for existing claims, you will still be eligible to receive benefits for weeks prior to September 4, if you are found eligible for a claim filed before September 4, 2021. After September 4, 2021, no new applications will be assessed for PUA.
Through September 4, 2021, PUA provides benefits for NJ workers who are:
- not eligible for unemployment benefits in any state, including self-employed workers (independent workers, “gig” workers)
- otherwise able and available to work except that they are unemployed, partially unemployed, or unable or unavailable to work due to a COVID-19 qualifying reason, and
- able to demonstrate labor market attachment, through earnings or an official work offer.
Per the federal Continued Assistance Act, signed December 27, 2020, claimants receiving PUA now must demonstrate that they were working or about to commence employment/self-employment, by providing documentation about earnings or an official work offer. Learn more under "Applying for PUA".
If you were denied PUA because you did not submit proof of labor market attachment, but you were in fact attached to the labor market, contact the call center. A new link can be sent to you and you will have one more opportunity to fill out the online form and attach proof. You will have 10 additional days to complete this process. See our FAQs for information about acceptable documents and help with uploading, or watch our video on how to upload files. Per the federal Continued Assistance Act for the Unemployed Worker, claims dated January 24, 2021 and earlier had 90 days to respond to our email requesting you verify your income. Claims dated January 31, 2021 or after had 21 days to provide proof of labor market attachment.
If you do not complete this form in the allotted time, and you do not contact the call center requesting a new link, you will have to pay back any benefits you’ve received on this claim since December 27, 2020.
If you submitted verification we deemed insufficient, or you were denied for another reason, you can file an appeal. Learn more about your right to an appeal here.
You are only eligible to receive PUA for weeks prior to September 4, 2021. To be eligible for PUA, you must have met the three following qualifications:
1. You must not be eligible for unemployment benefits in any state, including self-employed workers (independent workers, “gig” workers)
- Your claim is invalid due to self-employment, your employer is exempt (for example, a church), or you have insufficient work history.
- You’re ineligible because you had a prior disqualification or couldn’t meet a requirement. For example, you didn’t earn enough.
- You exhausted all benefit entitlement under regular unemployment.
Please note: If you believe you’re eligible for regular unemployment, learn more about eligibility here.
2. You must be otherwise able and available to work except that you are unemployed, partially unemployed, or unable or unavailable to work due to a COVID-19 qualifying reason (listed below as a, b, c and d):
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You are sick, quarantined, or exposed:
- You were diagnosed with COVID-19 or are experiencing symptoms and seeking medical diagnosis
- You were advised by a medical provider to self-quarantine due to COVID-19
- A member of your household was diagnosed with COVID–19
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You need care for a family member or household member:
- You are providing care for a family member or a member of your household who has been diagnosed with COVID-19
- You are the primary caregiver for a child or family member who is unable to attend school or another facility which is closed due to COVID-19
- You became the breadwinner because the head of household has died from COVID-19
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You lost employment:
- Your place of employment is closed due to the COVID-19 public health emergency
- You are an employee and your hours have been reduced or you were laid off as a direct result of the COVID-19 public health emergency
- You quit your job because you were diagnosed with COVID-19 and continuing work is not possible, or because you came into contact with an individual who was diagnosed with COVID-19 and a medical professional advised that you resign in order to quarantine
- You are unable to reach your place of employment due to an imposed quarantine or you were scheduled to commence employment and do not have a job or are unable to reach the job due to COVID-19
- You are self-employed / an independent contractor / a 1099 filer / a farmer and you’re experiencing a significant reduction of services because of the COVID-19 public health emergency
- You provide services to an educational institution or educational service agency and are unemployed or partially unemployed because of volatility in the work schedule due to the COVID-19 public health emergency. This includes, but is not limited to, changes in schedules and partial closures.
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You have health and safety concerns:
- You were denied continued unemployment benefits because you refused to return to work or accept an offer of work at a worksite that is not in compliance with local, state, or national health and safety standards directly related to COVID-19. This includes but is not limited to, those related to facial mask wearing, physical distancing measures, or the provision of personal protective equipment consistent with public health guidelines.
3. You must be able to demonstrate labor market attachment with either:
- wage history (covered employment, self-employment, exempt employment) in 2019/2020, prior to the point you were impacted by the pandemic; or
- a bona fide offer of work that was to begin during the pandemic, but could not due to the pandemic (a bona fide offer means a definite, official offer with a start date, not just an interview or potential employment)
PUA calculates your benefit level based on the income you received in the last completed tax year before you filed your claim. For example, if you filed a claim in 2020, then your 2019 income will be used to calculate your benefit level. If you are self-employed, your NET income (after deductions) is used to calculate your benefit level. If you are not self-employed, your GROSS income (before deductions) is used to calculate your benefit level. The calculation to determine the amount payable is the same as regular unemployment (60% of your average weekly salary, up to a maximum of $731 per week in 2021) for up to a total of 79 weeks. PUA benefits are subject to federal income taxes.
If you do not meet the monetary requirements for a valid unemployment claim, you will receive the PUA minimum, $230 per week.
PUA recipients may also be eligible for an extra $300 per week from January 2021 to the week ending September 4, 2021 through Federal Pandemic Unemployment Compensation (FPUC), which is also taxable.
The American Rescue Plan Act, signed March 11, 2021, extended the maximum number of weeks from 50 weeks to 79 weeks. PUA benefits available through the American Rescue Plan Act expired September 4, 2021. After September 4, 2021, no new applications will be assessed for PUA.
No, you are not disqualified from receiving PUA for weeks prior to September 4, 2021.
No, you are not disqualified from receiving PUA for weeks prior to September 4, 2021.
While in most cases a claimant cannot voluntarily quit a job and collect regular unemployment (UI) benefits, where a claimant can show “unsafe, unhealthful, or dangerous” working conditions, that were so intolerable that the claimant had “no choice but to leave the employment,” he or she could collect UI benefits. The burden of proof is on the employee to prove that they quit for good cause. Eligibility for unemployment benefits is highly fact-specific and determined on a case-by-case basis. If the employee is found to be ineligible for unemployment benefits, they must return any collected benefits.
An individual who quit their job because they were diagnosed with COVID-19 and could not continue to work, or came into contact with an individual diagnosed with COVID-19 and a medical professional advised them to resign in order to quarantine, may be eligible for Pandemic Unemployment Assistance (PUA) for weeks prior to September 4, 2021.
Example 1: An individual was diagnosed with COVID-19 by a qualified medical professional, and although the individual no longer has COVID-19, the illness caused health complications that rendered the individual objectively unable to perform their essential job functions, with or without a reasonable accommodation.
Example 2: An individual who has to quit their job due to coming in direct contact with someone who tested positive for the coronavirus or had been diagnosed by a medical professional as having COVID-19, and, on the advice of a qualified medical health professional, was required to resign from their position in order to quarantine.
No, you may be eligible for PUA for weeks prior to September 4, 2021 even if you did not officially quit or get furloughed or laid off, because PUA provided help to those unable or unavailable to work due to a qualifying COVID-19 related reason.
If you received a confirmation number, you do not have to take any action - your claim will be reviewed by Unemployment Insurance staff. Our system is experiencing record levels of demand and all in-person services statewide are currently only available virtually due to COVID-19. If you believe your claim should be backdated, you’ll need to inform us by contacting our call center, even if you submit your application online.
Per the Continued Assistance Act, claimants who received a PUA payment after December 27, 2020 now must demonstrate that they were working or about to commence employment/self-employment, by providing documentation about earnings or an official work offer.
We cannot verify your claim without proof of attachment to the labor market prior to the pandemic. Without this verification, you will be denied benefits and have to pay back any benefits you’ve received on this claim since December 27, 2020.
If you began collecting PUA benefits earlier, for weeks of benefits between December 27, 2020 through the end of the PUA program, you will have 90 days to submit documentation.
If you file a new PUA claim after January 31, 2021, you will have 21 days to submit documentation.
The following documents are acceptable proof of income prior to the pandemic. Please note that you only need to upload ONE of these documents, but you may upload as many as you think will be helpful for determining your earnings or official work offer. Please use a standard file format such as PDF, JPG, JPEG, DOC or DOCX. Do not send attachments with the .HEIC extension, as these files cannot be viewed and will not count as proof of employment. Please convert .HEIC files to an accepted file, such as a PDF or a JPG.
Covered Employment
- Paycheck stubs
- Earnings and leave statements that include the employer's name and address
- W-2
Self-Employment
- 2019 or 2020 tax returns with appropriate attachments (Schedule C, Schedule C-EZ, Schedule F, 1065 with K-1 attachment, Schedule SE)
- Invoices with your name or your company name, including payment for that invoice
- Registration of a company with the state or federal employer identification number
- Business license
- 1099s
Commencement of Employment
- Offer letter of employment
- Statement/signed affidavit by an individual stating details of work offered (this must include the individual’s name, address, and contact number for verification)
Commencement of Self-Employment
- Business license
- State or Federal Employer Identification Number
- Written business plan
- Lease agreement
First, gather documentation to prove earnings or an official work offer. View the question above for a list of acceptable documentation.
Step 1: You will receive an email from e-Adjudication. This email will ask you to click on a link titled “Claimant Form,” which will direct you to NJDOL’s secure sign in. Enter your email address and password.
- If you do not receive this email, please be sure to check your spam folder.
- To access the form, you need your email address and password. Emails asking to respond with additional information, like your social security number, may be spam.
**iPhone/Mac Users – Please use Chrome, Firefox or Edge browsers to complete this process. Users have experienced challenges uploading any required documents through the Safari browser.**
You will be directed to the Welcome page. Read the instructions on how to save this form and select next.
Step 2: You will be directed to the PUA Verification page and asked to answer the following required questions.
- Did you work in self-employment in 2019 or 2020? (this means you were not paid with a form W2; you may have been paid with a form 1099)
- Did you work in covered employment in 2019 or 2020? (this means you are paid by a form W2)
- Were you scheduled to commence employment during the pandemic that could not begin as scheduled?
You will be asked when you began working for each employer (or when was your scheduled start date), and when was your last day you worked prior to the pandemic.
Step 3: You will be directed to the Document Upload page. Upload your document(s) verifying proof of income or an official work offer.
- Before you begin: Watch our helpful video showing how to properly attach and upload files.
- You only need to upload ONE of these documents, but you may upload as many as you think will be helpful for determining your earnings or official work offer.
- Please use a standard file format such as PDF, JPG, JPEG, DOC or DOCX.
- Do not send attachments with the .HEIC extension, these files cannot be viewed and will not count as proof of employment. Please convert .HEIC files to an accepted file, such as a PDF or a JPG.
- You may take and upload a picture of these documents if it is an accepted file format. Please ensure that the picture is not blurry, that it captures the entire document, and that the document is readable.
- iPhone/Mac Users – Please use Chrome, Firefox or Edge browsers to complete this process. Users have experienced challenges uploading any required documents through the Safari browser.
- Make sure to hit the blue “upload" button after selecting your file. If you do not click upload, you will not have attached the required documentation.
Step 4: You will be directed to the Certify & Submit page. It should confirm that you have at least one document attached. If this page says you have submitted zero documents, you did not successfully attach your proof of income. Return to the prior screen and be sure to select “upload” under your attached document. If you need help, watch our video showing how to do so correctly.
Please note: We cannot verify your claim if you do not successfully attach your proof of income earned prior to the pandemic. Without this verification, you will be denied benefits and have to pay back any benefits you’ve received on this claim since December 27, 2020. Please make sure your documents are submitted.
After, check the box certifying that your answers are true and accurate, and select submit.
Your username is the email address used to file your claim. If you forgot your password, use the “Forgot Password?” option on the sign-in page. Instructions on how to reset your password will be sent to the email address we have on file.
Keep in mind, you will be asked to answer your security questions exactly how you entered them when creating your account. This means you have to use exact spelling, dashes, and spaces.
If that doesn't help you, or if you forgot the answers to your security questions, submit a message through our online form. Fill in first page of the form and click "Next." Select “Trouble Creating an Account (Password Reset)" to submit a request to reset your password. After we review your request, we will email instructions so you can reset your password and/or security questions.
You must certify weekly. Review these guidelines when certifying your weekly benefits to ensure you receive your benefits without delay.
Before you begin, get the following ready:
- Your Social Security number (SSN) and PIN (NOTE: if you haven’t yet created a PIN for your claim, you will have the opportunity to do that when you certify for the first time)
- Accessible instructions to answer the certifying questions for weeks of unemployment before 9/4
NEW CERTIFIERS: If you received notification that your claim is payable, check our schedule page before you certify. Each week, the day and times to certify are staggered by Social Security number (SSN). The day and time assigned to your SSN may change, so check the schedule page each week.
If you miss your assigned time, there is a second window of time that is open to your SSN later on your assigned day.
Additionally, Friday is open to certify for any Social Security number. If you miss these time slots, you may use the following week’s assigned time to certify for both the current and past week.
Answering these weekly certification questions differently than described in the instructions will delay payment and might require the help of an agent. If you are receiving PUA, please use the certification question guidelines for weeks before 9/4/21 to answer the certification questions. It is vital that you review the guidelines, and keep them available and open to you as you continue the weekly process.
NEW CERTIFIERS: If you received notification this week that your claim is payable, certify during your assigned time (see #1, above).
At the top of the page, in the dark blue bar, you'll see a link that says $ Certify for weekly benefits.
You'll be taken to the most current schedule page. After verifying the time slot(s) assigned to your Social Security Number, click the link that says "Certify for weekly benefits."
In order to certify for federal Pandemic Unemployment Assistance (PUA) benefits each week, you are required to select the reason that your employment has been impacted by coronavirus. You may choose more than one option.
Please read and attest to your understanding that fraud is a crime. You must acknowledge the terms of the fraud warning at the bottom of the page.
Certain answers to certain questions will delay payment. Check which week you are certifying for - PUA claims are only for weeks before 9/4. Please use the certification question guidelines for weeks before 9/4/21 to answer appropriately to avoid a delay in your payment.
Again, review these guidelines, keep them available, and use them, question by question, to complete your weekly certification process.
After completing the seven certifying questions and clicking “Submit,” a page appears with a confirmation number.
At the bottom of the page, in the center, you will see a button labeled “Claim Additional Week” if you have not certified yet all the weeks available to you, up to the current date. (See example below.) If that button appears, click on it so that you can certify for benefits for another week. The button will continue to appear until you have certified for all past weeks available on your claim.
You will have 30 minutes to claim any weeks of benefits available to you. If you need more time to certify all of your past weeks, review the weekly schedule for your next 30-minute slot.
PUA calculated your benefit level based on income you received in the last completed tax year before you filed your claim. For example, if you filed a claim in 2020, then your 2019 income will be used to calculate your benefit level. If you are self-employed, your NET income (after deductions) is used to calculate your benefit level. If you are not self-employed, your GROSS income (before deductions) is used to calculate your benefit level. The calculation to determine the amount payable is the same as regular unemployment (60% of your average weekly salary, up to a maximum of $731 per week) for up to a total of 79 weeks. PUA benefits are subject to federal income taxes.
If you do not meet the monetary requirements for a valid unemployment claim, you will receive the PUA minimum, $230 per week.
PUA recipients may also have been eligible for an extra $300 per week from January 2021 to the week ending September 4, 2021 through Federal Pandemic Unemployment Compensation (FPUC), which is also taxable.
PUA expired September 4, 2021. After September 4, 2021, no new applications will be assessed for PUA.
The federal Families First Coronavirus Response Act (FFCRA) took effect April 1, 2020 and gave certain workers access to emergency paid leave to care for themselves or a loved one, or to care for their children at home, due to coronavirus, and provided tax credits for these leaves to employers and self-employed workers. The federal American Rescue Plan Act, signed March 11, 2021, extended the tax credits through September 30, 2021. This is a federal program; NJDOL is providing this information as a resource to our workers. Questions should be directed to the USDOL and IRS.
For additional guidance, visit:
- USDOL: Families First Coronavirus Response Act: Questions and Answers
- IRS: COVID-19-Related Tax Credits for Paid Leave Provided by Small and Midsize Businesses FAQs
- IRS: American Rescue Plan tax credits to provide paid leave to employees receiving COVID-19 vaccines
- IRS: Specific Provisions Related to Self-Employed Individuals
To receive these benefits, it is recommended that you keep the following records:
- Documentation to show how you determined the amount of sick leave and childcare leave that you used, including records of work and telework;
- Documentation to show how you determined these expenses;
- Copies of any completed IRS Forms 7200 (“Advance Payment of Employer Credits Due to COVID-19”) that you submitted to the IRS;
- Copies of the completed IRS Forms 941 (“Employer’s Quarterly Federal Tax Return”) you submitted to the IRS; and,
- Any other relevant documents requested by the IRS. For more information, please consult IRS: COVID-19-Related Tax Credits for Paid Leave Provided by Small and Midsize Businesses FAQs