Financing and Incentives

Financing and Incentives

Small to Mid-Size Businesses

New Jersey values the importance of providing established small- to mid-size business owners and aspiring entrepreneurs with the knowledge and means needed to prosper. The State offers access to abundant and comprehensive resources, encompassing small business financing programs, general and specialized business assistance, training services, tax credits and more.

Through the Loans to Lenders component of the Fund for Community Economic Development, the State, through the EDA, makes capital available to financial intermediary organizations that can effectively reach small businesses in local markets, including microlenders and CDFIs. These organizations have the ability to offer term loans and lines of credit to microenterprises and small businesses not qualified for traditional bank financing.

The State's small- to mid-size business community is encouraged to review the pages below and contact these organizations for expert guidance:

Business Questions?
NJBAC Has Answers!

Call Our Business Helpline
1-800-Jersey-7 or Email


Business Questions?
NJBAC Has Answers!

The New Jersey Business Action Center (NJBAC) is a business-first business advocacy team within the NJ Department of State, dedicated to solving problems and maximizing growth opportunities. Whether you are an entrepreneur, own a business on "Main Street", are located on a corporate campus, or interested in expanding your products and services through export, we're here for you.

"We are from state government and we are here to help your business grow!"

To view our Guide to Business Assistance Programs, please click here.

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