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For Immediate Release:  
For Further Information:
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July 27, 2007   

Division of Criminal Justice
609-292-4791

Office of The Attorney General
- Anne Milgram, Attorney General
Division of Criminal Justice
- Gregory A. Paw, Director
Office of the Insurance Fraud Prosecutor
- Greta Gooden Brown, Insurance Fraud Prosecutor

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Mercer County Husband and Wife Sentenced to State Prison for Insurance Card Scam

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TRENTON - Attorney General Anne Milgram and Criminal Justice Director Gregory A. Paw announced that a Mercer County husband and wife were sentenced to state prison today for their roles in a phony insurance card scheme.

According to Insurance Fraud Prosecutor Greta Gooden Brown, Charlotte T. Murphy, 47, was ordered by Superior Court Judge Darlene J. Pereksta in Mercer County to serve three and a half years in state prison. In addition, Murphy forfeited her 1990 Cadillac as a result of the plea agreement. At the same hearing, Judge Pereksta also sentenced Murphy’s husband, Dan L. “Larry” Murphy, 47, of Trenton, to serve three years in state prison. The defendants were sentenced pursuant to their guilty pleas to a September 2006 Mercer County grand jury indictment.

At the Feb. 13 guilty plea hearing before Superior Court Judge Darlene J. Pereksta in Mercer County, Charlotte Murphy pleaded guilty to conspiracy and tampering with public records. Dan Murphy pleaded guilty to conspiracy. The defendants admitted that between July 1 and Sept. 30, 2005, they produced and sold phony car insurance identification cards. The couple conspired to produce a phony Liberty Mutual Auto Insurance card and a phony State Farm Insurance card in a false name. Charlotte Murphy also attempted to register a car at the Motor Vehicle Commission by using a phony Prudential insurance card.

On September 29, 2005, the Murphys were arrested by state investigators from the Office of Insurance Fraud Prosecutor and charged in connection with the scam. Phony insurance cards can sell on the street for anywhere from $50 to more than $200 apiece. They are used by uninsured motorists to conceal the fact that they do not have car insurance as required by law.

State Investigators Kelly Howard and Darrell Washington and Deputy Attorney General Jacqueline Smith were assigned to the investigation. Smith represented the Office of Insurance Fraud Prosecutor at the sentencing.

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