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For Immediate Release:  
For Further Information:
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November 30, 2007  

Division of Criminal Justice
609-292-4791

Office of The Attorney General
- Anne Milgram, Attorney General
Division of Criminal Justice
- Gregory A. Paw, Director

Office of the Insurance Fraud Prosecutor
- Greta Gooden Brown, Insurance Fraud Prosecutor

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Corrections Officer Charged With Official Misconduct Related to Phony Auto Insurance Identification Card

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TRENTON - Attorney General Anne Milgram and Criminal Justice Director Gregory A. Paw announced that a state corrections officer was indicted today on charges stemming from a fictitious auto insurance identification card.

According to Insurance Fraud Prosecutor Greta Gooden Brown, Crystal Williams McCrary, aka Crystal Williams, 25, of East Orange, a corrections officer employed by the New Jersey Department of Corrections, was indicted by an Essex County grand jury on charges of second-degree official misconduct, as well as uttering a forged document, falsification of records, and attempted falsification of records, all in the fourth-degree.

The indictment alleges that on Oct. 28, 2006, Williams McCrary appeared at the East Orange Motor Vehicle Agency wearing her official Department of Corrections uniform and presented a fictitious automobile insurance identification card purportedly issued by the State Farm Insurance Company to the customer service representative in connection with registering an automobile. The customer service representative, relying on his document fraud training, recognized that the auto insurance identification card was phony and confiscated it.

The indictment also charges that on July 1, 2003, Williams McCrary registered another vehicle, allegedly by filing a document that falsely indicated the vehicle was covered by a specific State Farm Insurance Company policy. In fact, Williams McCrary was not a State Farm policyholder.

Phony insurance ID cards can be sold on the streets for $50 to more than $200 each.

State Investigators Kelly A. Howard and Darrell Washington, and Deputy Attorney General Robert J. Brass were assigned to the investigation. Brass presented the case to the grand jury.

“The law requires persons who drive to have automobile insurance,” said Prosecutor Brown. “By obtaining fake insurance identification cards, a defendant can circumvent the law and drive without insurance. In this case, the defendant was a public employee, which is especially disturbing. We will continue to investigate and prosecute these cases.”

The case was referred to OIFP by the Motor Vehicle Commission as well as the Special Investigative Unit of the State Farm Insurance Company, which also assisted OIFP in the investigation. Insurance Fraud Prosecutor Brown thanks State Farm for their assistance.

The indictment was handed up today to Superior Court Judge Michael L. Ravin in Essex County, where Williams McCrary will be ordered to appear at a later date. The indictment is merely an accusation and the defendant is presumed innocent until proven guilty.

Second-degree crimes carry a maximum punishment of 10 years in state prison and a criminal fine of $150,000, while fourth-degree crimes carry a maximum punishment of 18 months in prison and a fine of $10,000.

Prosecutor Brown noted that some important cases have started with anonymous tips. People who are concerned about insurance cheating and have information about a fraud can report it anonymously by calling the toll-free hotline 1-877-55-FRAUD or visiting the Web site www.NJInsuranceFraud.org. State regulations permit an award to be paid to an eligible person who provides information that leads to an arrest, prosecution and conviction for insurance fraud.

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