The State of NJ site may contain optional links, information, services and/or content from other websites operated by third parties that are provided as a convenience, such as Google™ Translate. Google™ Translate is an online service for which the user pays nothing to obtain a purported language translation. The user is on notice that neither the State of NJ site nor its operators review any of the services, information and/or content from anything that may be linked to the State of NJ site for any reason. -Read Full Disclaimer
Administered by the State's Division of Disability Services (DDS), NJ WorkAbility offers people with disabilities the opportunity to receive full Medicaid coverage while working and earning salaries of up to about $65,000 / year.
Recently enacted legislation (Senate Bill 3455 P.L. 2021, c 344 ) will expand eligibility for Workability to more individuals due to the removal of income caps.
If you are interested in creating an ABLE account in the state of NJ you can do so through NJABLE. However, although the original law passed in 2014 did stipulate that an individual had to open an account in their state of residency, this provision was eliminated by Congress in 2015. This means that regardless of where you might live, and whether or not your state has decided to establish an ABLE program, you are free to enroll in any state's program provided the program is accepting out-of-state residents.
The Family Resource Network's New Jersey Work Incentives Network Support (NJWINS) program assists Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) beneficiaries to start, continue or increase work efforts while maintaining benefits for as long as they are needed.
Supplemental Security Income (SSI) is administered by the Social Security Administration and is a Federal income supplement program funded by general tax revenues (not Social Security taxes):
It is designed to help aged, blind, and disabled people, who have little or no income; and
It provides cash to meet basic needs for food, clothing, and shelter.
The Social Security Disability Insurance (SSDI) program is administered by the Social Security Administration and it pays benefits to you and certain family members if you are "insured." This means that you worked long enough – and recently enough - and paid Social Security taxes on your earnings.
New Jersey's Supplemental Nutrition Assistance Program, NJ SNAP, provides food assistance to families with low incomes to help them buy groceries through a benefits card accepted in most food retail stores and some farmers markets.
There are multiple programs that assist with utilities.
Lifeline & Affordable Connectivity Program
The Lifeline program and the Affordable Connectivity Program help make phone and internet service more affordable for low-income individuals. Eligible individuals also qualify for a free smartphone through the Lifeline program. If you participate in certain assistance programs like Medicaid, NJ SNAP or SSI, you automatically qualify for both federal programs.
Tax Benefits
There are tax benefits on both the state and federal level for individuals with disabilities.
Planned Lifetime Assistance of New Jersey (PLAN|NJ), a nonprofit organization, helps the families of people with disabilities plan for the care of the individual in the future.
Official Site of The State of New Jersey
