• Read instructions
• Download the Universal Form (IDG_NJAPP_051719_V1) *Must be completed prior to appointment with vendor
• Schedule appointment with vendor
• Read Frequently Asked Questions

The New Jersey Residential Mortgage Lending Act requires that every owner, principal, officer, director, partner, member or manager of a limited liability company, and shareholders owning 10 percent or more of an applicant for a Residential Mortgage Lender license or a Correspondent Residential Mortgage Lender license or a Residential Mortgage Broker license must submit fingerprints and written consent for both FBI and New Jersey State criminal history record checks. Previously, fingerprinting involved the manual ink and roll method; however new technology allows for electronic impressions.

To provide for a timely and efficient criminal history background review, the Department will be utilizing the State Police coordinated non-criminal justice fingerprinting process known as Live Scan. The State of New Jersey has contracted with a vendor, IDEMIA, to perform this service. The company has established permanent sites throughout the State as well as several mobile units available to meet their contractual agreement.

Appointment scheduling is available via the Internet 24 hours per day, 7 days per week. The Department encourages everyone to schedule their appointment using the vendor website to avoid telephone holding times.

For applicants who do not have internet access, appointments are available through the toll-free call center at 1-877-503-5981 on a first call, first served basis Monday through Friday, 8 a.m. to 5 p.m. and Saturday, 8 a.m. to noon. Hearing impaired scheduling is available at 1-800-673-0353. English and Spanish operators are available through the Call Center.

Processing Fee

All applicants must pay the criminal history record check fee directly to IDEMIA. The total cost for this process is $66.05. Payment will be required at the time of scheduling. The following forms of payment are accepted: Visa, MasterCard, American Express, Discover and prepaid debit cards, or electronic debit (ACH) from a checking account.

Cancellation Fee

An appointment fee of $12 plus tax ($12.80) is charged to cover the cost of a scheduled appointment for applicants who do not cancel/reschedule by 5 p.m. EST on the business day prior to the scheduled appointment (Saturday noon for Monday appointments). An appointment fee of $12 plus tax ($12.80) also applies to applicants who are turned away from the printing sites due to their inability to present proper ID or who fail to present the proper and current version of the Universal Fingerprint form. All refunds are issued by IDEMIA.

Selecting the Proper Universal Form

The Division of Banking issues multiple license types that require fingerprinting. The proper Universal Form (IDG_NJAPP_051719_V1) must be completed for scheduling and presented at the appointment or you will be turned away from the scanning center and charged an appointment fee, as described above. Each license type is identified in field #4 of the Universal Form. You must use the Universal Form where field #4 lists “Res Mortgage Lender/Broker Licenses.” In addition, please be sure to use the most current version of the form.

Proper Identification

ACCEPTABLE ID REQUIREMENTS - ID MUST include Photo, Name, Address (Home/Employer) and Date of Birth. Acceptable ID MUST be issued by a Federal, State, County, or Municipal entity for Identification purposes. Examples of acceptable ID are 1) Valid Photo Driver's License or Valid Photo ID issued by any State DMV or NJ MVC, 2) Passport. Acceptable ID MUST meet all of the underlined requirements above and MUST be present on one (1) ID. Combinations of documents are NOT acceptable. If acceptable ID is not presented you will not be fingerprinted.

PLEASE NOTE:

• All owners, principals, officers, directors, partners, members and managers of limited liability companies, and shareholders owning 10 percent or more of applicants for New Jersey Residential Mortgage Lender OR for Correspondent Residential Mortgage Lender OR for Residential Mortgage Broker business entity licenses.
  
  
• Information concerning New Jersey State criminal history record check requirements and process for applicants for licensure as Mortgage Loan Originators OR for Qualified Individual Residential Mortgage Lenders OR for Qualified Individual Correspondent Residential Mortgage Lenders OR for Qualified Individual Residential Mortgage Brokers is displayed separately

If an individual has been fingerprinted in the State of New Jersey for another purpose, is the individual required to go through the process again?

Yes.  Regulations concerning dissemination of criminal history information prohibit its use outside the intended purpose. Federal and State security and privacy regulations dictate that dissemination of this information may only be for the purpose expressed in the form field identified as "Reason Fingerprinted." Sharing of criminal history information is therefore prohibited.

How do I begin the process?

The first step is to download the current version of the Universal Form (IDG_NJAPP_051719_V1). Following completion of the proper Universal Form, contact the Live Scan fingerprint vendor for New Jersey to schedule an appointment.

What do I bring to the scanning center?

Scanning centers are located throughout the State. You must bring to the scanning center:

1. Photo identification: ID MUST include Photo, Name, Address (Home/Employer) and Date of Birth. Acceptable ID MUST be issued by a Federal, State, County, or Municipal entity for Identification purposes. Examples of acceptable ID are 1) Valid Photo Driver's License or Valid Photo ID issued by any State DMV or NJ MVC, 2) Passport. Acceptable ID MUST meet all of the underlined requirements above and MUST be present on one (1) ID. Combinations of documents are NOT acceptable. If acceptable ID is not presented you will not be fingerprinted.
2. A properly completed Universal Form (IDG_NJAPP_051719_V1).
   
   

When should I schedule the fingerprint scan?

The Department suggests that the following guidance be used in scheduling fingerprint scans for individuals who live, work or go to school in New Jersey OR live, work or go to school within ten (10) miles of any border of New Jersey:

• Any business entity planning to apply or having already applied through the NMLS for a New Jersey Residential Mortgage Lender license or for a Correspondent Residential Mortgage Lender license or for a Residential Mortgage Broker license should have its owners, principals, officers, directors, partners, members or managers of limited liability companies, and shareholders owning 10 percent or more of the business entity schedule the FBI and New Jersey criminal history record checks immediately to ensure that the FBI and the New Jersey State criminal history records results are able to be promptly received.  NOTE: No New Jersey license will be approved until all requirements for licensure have been satisfied INCLUDING receipt of FBI and New Jersey State criminal history record check results disclosing no disqualifying criminal history information for the identified individuals.
  
  
• Any individual in a category listed above who does NOT live, work or go to school in New Jersey OR live, work or go to school within ten (10) miles of any New Jersey border – see below for instructions on completing the FBI and New Jersey State criminal history record checks/ fingerprint process.

The scheduled appointment will be within 7 to 10 days of completing the scheduling process. Remember that we suggest you take advantage of online appointment scheduling.