The State of New Jersey
NJ Department of Banking and Insurance
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Consumer Education: Financial Education Resources
The State of New Jersey and the Department of Banking and Insurance are committed to providing New Jersey consumers with the tools necessary to better understand the role of credit in their lives. Many web sites provide valuable information on better understanding credit and its use in your life. Here are some sources for you to access on the Internet:
Fair, Isaac and Co. Comprehensive site on consumer credit information. This company calculates an individual's credit risk, which is then used by credit agencies in determining your credit score.

Federal Trade Commission (FTC)

The federal agency responsible for overseeing the credit agencies. The FTC offers a comprehensive consumer credit information web site. You can also order copies of FTC materials by calling toll-free 1-877-FTC-HELP (1-877-382-4357).

New Jersey Coalition for Financial Education (NJCFE) The goal of the New Jersey Coalition for Financial Education is to improve the personal financial literacy of New Jersey's citizens by promoting the teaching of personal finance to people of all ages. The Coalition believes that all citizens of New Jersey must have the financial literacy necessary to make informed financial decisions.
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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New Jersey Department of Banking and Insurance