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Home > Insurance Division > Bureau of Fraud Deterrence Enforcement Activity > Division of Law Court Adjudications - 2022
Division of Law Court Adjudications - 2022
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December 2022
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Ravon T. Anderson 19-52231-35 Stipulation of Settlement November 29, 2022 $2,500 $125  
Vanessa Martinez 22-50030-35 Stipulation of Settlement December 19, 2022 $2,500 $125  
Warren T. Smith, Jr. 20-51428-33 Stipulation of Settlement December 14, 2022 $3,500 $175  
 
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Robert Colson and 19-54750-30 Final Judgment by Default December 7, 2022 $5,000 $1,000  
Magnum Construction and Development LLC $1,000
Brian M. Cubala 16-52145-04 Final Judgment by Default October 7, 2022 $5,000 $1,000  
Samantha Gilk 19-52784-38 Final Judgment by Default December 2, 2022 $5,000 $1,000  
Allani Huntley 20-52680-35 Final Judgment by Default December 2, 2022 $5,000 $1,000  
Kemar Johnson 17-54324-04 Final Judgment by Default December 20, 2022 $5,000 $1,000  
Shaliek Johnson 19-54635-04 Final Judgment by Default August5, 2022 $10,000 $1,000  
Jason Lavine 21-50699-04 Final Judgment by Default December 16, 2022 $5,000 $1,000  
Renato Mendoza 20-50525-03 Final Judgment by Default December 16, 2022 $5,000 $1,000  
Adison Ramirez-Urena 18-52175-03 Final Judgment by Default December 7, 2022 $7,500 $1,000  
Damien Simmons 20-53754-31 Final Judgment by Default December 16 2022 $5,000 $1,000  
Deshan Walker 19-53832-04 Final Judgment by Default December 15, 2022 $5,000 $1,000  
 
 
November 2022
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Mark DeSantis 18-53727-04 Stipulation of Settlement November 17, 2022 $3,000 $150  
 
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Alain Bastien 19-51758-35 Final Judgment by Default November 18, 2022 $5,000 $1,000  
Fabricio Debrito and Madison Stone Care Company 20-50033-35 Final Judgment by Default November 7, 2022 $10,000 $1,000  
$1,000
Carmelle Michel 18-54551-31 Final Judgment by Default November 4, 2022 $5,000 $1,000  
Marquisa Swanson 20-51998-35 Final Judgment by Default November 18, 2022 $2,500 $1,000  
Christine Woolnough 19-53506-04 Final Judgment by Default November 7, 2022 $5,000 $1,000  
 
October 2022
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Deanna Postell 18-51021-04 Stipulation of Settlement October 24, 2022 $5,000 $250  
Rose Roman 17-54566-31 Stipulation of Settlement October 26, 2022 $2,500 $125  
 
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Margaret Benitez 20-50724-35 Final Judgment by Default September 14, 2022 $5,000 $1,000  
Tiffany Bond 14-53002-04 Final Judgment by Default September 14, 2022 $5,000 $1,000  
Jane Haskins 19-52543-35 Final Judgment by Default October 6, 2022 $5,000 $1,000  
Linda Nerlino 19-52806-04 Final Judgment by Default October 21, 2022 $5,000 $1,000  
Darryl Riggins 20-50758-31 Final Judgment by Default September 23, 2022 $5,000 $1,000  
George Semple 19-54697-35 Final Judgment by Default October 7, 2022 $5,000 $1,000  
Alhusaine Waggeh 20-51939-31 Final Judgment by Default October 24, 2022 $5,000 $1,000  
Aaron Whitehurst and Athletic Enhancement Inc. 20-50009-16 Final Judgment by Default August 26, 2022 $5,000 $1,000  
$1,000
Shanda Woolridge 20-53826-35 Final Judgment by Default October 25, 2022 $5,000 $1,000  
 
September 2022
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Diamond Campos 20-54298-35 Stipulation of Settlement September 8, 2022 $2,500 $125  
Cory Crawford 19-50216-04 Stipulation of Settlement September 2, 2022 $2,500 $125  
Harry Gilbert 17-52645-44 Stipulation of Settlement October 3, 2022 $5,000 $125  
Barbara Hageman 19-53028-04 Stipulation of Settlement September 6, 2022 $2,500 $125  
 
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Umar Farouk Adaba 20-52905-35 Final Judgment by Default September 9, 2022 $5,000 $1,000  
Roger Davila Izaguirre 13-51192-34 Final Judgment by Default September 2, 2022 $50,000 $1,000  
Michael Morel 17-52799-31 Final Judgment by Default September 30, 2022 $5,000 $1,000  
William Perrywilliams 20-54255-04 Final Judgment by Default September 7, 2022 $5,000 $1,000  
Moses Sutton 18-55038-04 Final Judgment by Default September 9, 2022   $1,000  
Shirelle Wade 18-53226-04 Final Judgment by Default September 9, 2022 $5,000 $1,000  
 
August 2022
The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Yaisha Banks 21-50629-35 Stipulation of Settlement August 30, 2022 $1,500 $75  
Estefania Frias 17-50190-02 Stipulation of Settlement August 25, 2022 $10,000 $500  
Theodore Gramosli 18-50034-10 Stipulation of Settlement August 8, 2022 $5,000 $250  
Maria Rimple 19-53408-31 Stipulation of Settlement August 1, 2022 $2,500 $125  
 
The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:
Name BFD # Type of Resolution Date Fines Surcharges Restitution
Ibrahim Assi and 20-51157-38 Final Judgment by Default August 16, 2022 $5,000 $1,000  
Tiger 1 Trucking, LLC   $1,000
Duke Mehal Darji 19-53200-05 Final Judgment by Default August 26, 2022 $10,000 $1,000  
Mark DeSantis 18-53727-04 Final Judgment by Default August 26, 2022 $15,000 $1,000  
Dejour Egerton 20-51134-04 Final Judgment by Default August 26, 2022 $5,000 $1,000  
Segun Folawiyo 19-53994-04 Final Judgment by Default August 5, 2022 $5,000 $1,000  
Janel Ford 17-54184-35 Final Judgment by Default August 26, 2022 $15,000 $1,000  
Michele Griffin 18-50909-34 Final Judgment by Default July 22, 2022 $30,000 $1,000  
 
July 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Andrea Barrett-Belgrave 15-54099-24 Stipulation of Settlement July 13, 2022 $55,000 $2,750  
Joshua Rosado 16-51689-12 Stipulation of Settlement June 13, 2022 $10,000 $500  
Gautam Sehgal 09-20508-02 Stipulation of Settlement June 13, 2022 $50,000 $2,500  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Eddie Burden 21-50013-35 Final Judgment by Default July 22, 2022 $5,000 $1,000  
Luz Coy 19-51441-04 Final Judgment by Default July 5, 2022 $5,000 $1,000 $836.53
Andrea Diggs, f/k/a Andrea Patterson 16-54572-04 Final Judgment by Default July 21, 2022 $5,000 $1,000  
Ralph Edwards 19-50253-04 Final Judgment by Default July 12, 2022 $10,000 $1,000  
Nakia Goldson, a/k/a Makai V. Goldson, Jr., a/k/a Nakai Goldson, Jr. 17-52058-31 Final Judgment by Default July 22, 2022 $5,000 $1,000  
Paige Hunt and David Dunaway 18-50802-09 Final Judgment by Default July 22, 2022 $90,000 $1,000  
Paige Hunt and David Dunaway 12-51759-04 Final Judgment by Default July 22, 2022 $50,000 $1,000  
Paige Hunt and David Dunaway 12-51730-04 Final Judgment by Default July 22, 2022      
Nikita John 16-53750-35 Final Judgment by Default July 18, 2022 $5,000 $1,000  
Terry Masson, a/k/a Terry Frempont-Masson 19-51376-04 Summary Judgment July 7, 2022 $5,000 $1,000  
Janki Patel 18-52715-35 Final Judgment by Default July 7, 2022 $5,000 $1,000  
Jose Rivera-Nieve 19-51046-35 Final Judgment by Default July 22, 2022 $5,000 $2,540  
Bruce A. Roslin, Jr. 14-53422-34 Final Judgment by Default May 16, 2022 $5,000 $1,000  
Kenneth D. White, Sr., and Kenneth D. White, Jr. 19-53479-35 Final Judgment by Default July 22, 2022 $20,000 $2,000  
 
June 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Alicia Calliste 19-53545-31 Stipulation of Settlement June 22, 2022 $3,500 $175 $6,987.44
Ezra Lightman 15-54223-39 Stipulation of Settlement June 27, 2022 $1,500 $75  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Isiak Adeniran 20-54265-04 Final Judgment by Default June 20, 2022 $5,000 $1,000  
Dean Emmett 19-52052-10 Final Judgment by Default May 24, 2022 $5,000 $1,000  
Anatoly Feygin 18-54216-04 Final Judgment by Default June 24, 2022 $10,000 $1,000  
Eric Jones 20-53418-35 Final Judgment by Default June 10, 2022 $5,000 $1,000  
Ebony Nevius 15-53211-35 Final Judgment by Default June 14, 2022 $5,000 $1,000 $7,406.91
Jorge Vera 19-53661-31 Final Judgment by Default June 24, 2022 $5,000 $1,000  
Toney Williams 21-51098-35 Final Judgment by Default June 28, 2022 $5,000 $1,000  
 
May 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Edith Mensah 19-52827-35 Stipulation of Settlement April 22, 2022 $1,500 $75  
Emmanuel & Edith Mensah $2,500 $125
Jeremy Mensah $1,500 $75
Shakira Fitch-Donkor 16-54637-04 Stipulation of Settlement May 12, 2022 $3,000 $150  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Mahogani Taylor 19-51904-35 Final Judgment by Default April 29, 2022 $5,000 $1,000  
Nakeem Randolph 19-52869-04 Final Judgment by Default April 29, 2022 $10,000 $1,000  
Craig Harvey & George Wilson, jointly and severally 19-53911-35 Final Judgment by Default April 29, 2022 $5,000    
George Wilson, individually $5,000 $1,000
Craig Harvey, individually $10,000 $1,000
Jorge Diaz 19-53884-38 Final Judgment by Default May 3, 2022 $5,000 $1,000  
Knockout Realty, LLC $1,000
Felix Vega 20-52013-31 Final Judgment by Default May 6, 2022 $5,000 $1,000  
Halisa Amacker 15-54919-05 Final Judgment by Default May 13, 2022 $15,000 $1,000  
Cory Crawford 19-50216-04 Final Judgment by Default May 13, 2022 $5,000 $1,000  
Britney Morrison-Davis 19-50782-04 Final Judgment by Default May 13, 2022 $5,000 $1,000  
 
April 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Jessica Howard 19-54525-12 Stipulation of Settlement April 4, 2022 $5,000 $250  
Tamika John 19-51989-31 Stipulation of Settlement April 22, 2022 $2,500 $125  
Marta Perez 17-50190-02 Stipulation of Settlement April 11, 2022 $2,500 $125  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Kelli Ball 21-50485-04 Final Judgment by Default April 27, 2022 $5,000 $1,000  
Abdullah Jackson, Jr. 19-52491-31 Final Judgment by Default April 14, 2022 $15,000 $2,000  
Kendra Johnson, a/k/a Kendra Brockington 20-52655-04 Final Judgment by Default April 14, 2022 $5,000 $1,000  
Sean Jordan 18-51076-12 Final Judgment by Default April 14, 2022 $5,000 $1,000  
Kathy Parker 19-54990-04 Final Judgment by Default April 14, 2022 $5,000 $1,000  
Dondre Porter 19-54051-31 Final Judgment by Default April 1, 2022 $10,000 $1,000  
Anthony Savino 18-50363-34 Final Judgment by Default April 14, 2022 $15,000 $1,000 $6,274.22
Desiree Young 16-50363-04 Final Judgment by Default April 25, 2022 $5,000 $1,000  
 
March 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Candace T. Moore-Abney and Andrew Moore 18-54169-10 Stipulation of Settlement March 10, 2022 $2,500 $250  
Khamilah Myers 19-52516-04 Stipulation of Settlement February 25, 2022 $2,500 $125  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
George Harris 18-54157-35 Final Judgment by Default March 4, 2022 $15,000 $2,000  
Ronisha Morris 18-50837-04 Final Judgment by Default March 21, 2022 $5,000 $1,000  
Deborah Rios 19-53894-35 Final Judgment by Default March 23, 2022 $2,500 $1,000  
Shikara Smith 16-56006-30 Final Judgment by Default January 21, 2022 $5,000 $1,000  
 
February 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Carl L. Anderson 19-51377-04 Stipulation of Settlement February 10, 2022 $3,500 $175  
Justin Hitchner 18-51232-04 Stipulation of Settlement January 18, 2022 $2,500 $1,000  
Khamilah Myers 19-52516-04 Stipulation of Settlement February 25, 2022 $2,500 $125  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Luis Colon 17-50427-04 Final Judgment by Default February 14, 2022 $5,000 $1,000  
Amanda Engelberg 20-51507-35 Final Judgment by Default February 8, 2022 $5,000 $1,000  
Darryl Halifax 20-51588-31 Final Judgment by Default January 18, 2022 $7,500 $1,000  
Shawn Mosley 19-53070-04 Final Judgment by Default February 23, 2022 $15,000 $1,000  
Celia Perez 16-55121-04 Final Judgment by Default February 1, 2022 $5,000 $1,000  
Mattie Roberts 18-53680-04 Final Judgment by Default February 4, 2022 $5,000 $1,000  
 
January 2022

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Advanced Health and Education LLC and Arel Meister-Aldama 14-51350-24 Stipulation of Settlement January 31, 2022 $300,000 $15,000  
Melissa Naphier 19-51961-35 Stipulation of Settlement January 4, 2022 $2,500 $125  
Bernardo Neiman 17-50190-02 Stipulation of Settlement January 11, 2022 $5,000 $250  
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Daphney Jacques 13-54495-09 Final Judgment by Default January 14, 2022 $5,000 $1,000  
Cristal Mendoza 16-50479-04 Final Judgment by Default January 21, 2022 $15,000 $1,000  
Precious Conway 16-54062-04 Final Judgment by Default January 7, 2022 $3,000 $1,000  
Michael McCabe 17-50356-06 Final Judgment by Default January 7, 2022 $10,000 $1,000 $14,149.12
Kevin Pearson 19-50376-35 Final Judgment by Default January 4, 2022 $5,000 $1,000 $5,000
Momoh Kenneth 19-52219-34 Summary Judgment January 21, 2022 $20,000 $1,000  
Julianna Waggoner 19-52219-34 Summary Judgment January 21, 2022 $1,550 $1,000  
Alicia Calliste 19-53545-31 Final Judgment by Default January 7, 2022 $10,000 $1,000 $6,987.44
Tommy Martinez 20-50258-31 Final Judgment by Default January 24, 2022 $5,000 $1,000  
Amanda Barakat 20-52079-35 Final Judgment by Default January 14, 2022 $5,000 $1,000 $1,060.49
 
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