The State of New Jersey
NJ Department of Banking and Insurance

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NJ Individual Health Coverage Program Carriers for 2021
AmeriHealth HMO Inc. and AmeriHealth Ins. Co.
259 Prospect Plains Road, Bldg. M, Cranbury NJ 08512
Horizon Blue Cross Blue Shield of NJ and Horizon HealthCare of NJ
Three Penn Plaza East - PP09T, Newark NJ 07105-2200 
Oscar Garden State Insurance Corporation
295 Lafayette St. New York, NY 10012 
Oxford Health Insurance (NJ) Inc.
7440 Woodland Drive, Indianapolis, IN 46278
Individual Dental Coverage

Listed below are the carriers approved to offer dental coverage to individuals in New Jersey, shown in two groups: those that offer Stand-alone Dental Plans (SADPs), and those that do not offer SADPs. 

Stand-alone Dental Plans (SADPs)

The following carriers have agreed and been certified to offer individual SADPs in 2021. SADPs include a pediatric dental benefit required by the federal Affordable Care Act, and some may include coverage for adults, too. Some SADPs can be purchased on and off the State Based Exchange at, and some are available only directly from the carrier. These carriers may offer additional dental plans to individuals off the Exchange. You can contact the carrier for more information.
AmeriHealth Insurance Company of NJ
1-888-968-7241 (TTY: 711)
Web site
Delta Dental
Web site
1-800-471-0284 or 1-800-503-4161
Web site
Dominion Dental Services, Inc. marketing as Dominion National
Web site
Guardian Life Insurance Company
1-844-561-5600 (TTY: 1-800-947-6644)
Web site
HealthPlex/International Healthcare Services, Inc.
Web site
Horizon Healthcare Services
Web site
Other Dental Carriers

The following carriers are approved to offer dental plans, but are not offering SADPs to individuals. These carriers may or may not offer other dental plans to individuals today, or may limit their plans to certain classes of individuals (such as people with Medicare). You must contact the carriers for more information.
Aetna Life Insurance Company
Web site
American Family Life Assurance Company of Columbus (AFLAC)
Web site
Ameritas Life Insurance
Web site
Cigna Health & Life Insurance
Web site
Golden Rule/UnitedHealthOne
1-800-657-8205 or 1-800-273-8115
Web site
Madison National Life Insurance Company
Web site
Metropolitan Life Insurance (MetLife)
Web site
Mutual of Omaha
Web site
Security Life Insurance (an Ameritas affiliate)
Web site
Time Insurance Company/Assurant
Web site
United Concordia Life and Health Insurance Company
Web site
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New Jersey Department of Banking and Insurance