LIVINGSTON — Continuing the Department’s ongoing financial literacy program,  Banking and Insurance Commissioner Ken Kobylowski told a class of Livingston High School students that basic financial concepts such as maintaining  a personal budget, balancing checkbooks and using credit cards judiciously were the key to their future financial success.

Commissioner Kobylowski told the group that the financial decisions they make today will impact them in future years, and it is vital that they basic financial matters at this age.

The event, on November 15, was part of the Department’s Financial Literacy program for high school and college students. For the last seven years, the Department has spoken to thousands of students in schools across the State about topics including basic personal finance, the importance of credit and how to manage credit cards.

Last year the Department began a Financial Literacy Program for senior citizens that covers topics such as life insurance, reverse mortgages, annuities, long term care, and mortgage refinancing.