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News Release

New Jersey Department of
Banking and Insurance

Commissioner Marlene Caride

For Immediate Release:
August 11, 2021

For Further Information:
Trish Graber
Teresa Sicard-Archambeault
(609) 292-5064

Murphy Administration Officials Encourage Residents Without Health Insurance, Who Received Unemployment Benefits in 2021, to Get Covered  

Residents Who Have Received One Week of Unemployment Compensation This Year Can Find a Plan for $1 a Month or Less 

Enrollment Remains open at Get Covered New Jersey through the end of 2021

TRENTON — New Jersey Department of Banking and Insurance Commissioner Marlene Caride and Labor Commissioner Robert Asaro-Angelo today remind New Jerseyans in need of health insurance, who received unemployment compensation for any week during 2021, that quality health plans are available through Get Covered New Jersey, the state’s official health insurance marketplace, at nearly no cost due to the American Rescue Plan. Enrollment at Get Covered New Jersey ( remains open through the end of the year, but residents must select a plan by August 31st for coverage beginning September 1, 2021.

The federal American Rescue Plan, signed by President Biden earlier this year, offers increased savings for many consumers who buy health insurance directly through the Affordable Care Act Marketplace. Residents who have received, or been approved for at least one week of unemployment compensation in 2021, may be eligible for a plan that costs less than $1 a month for the rest of 2021 through Get Coverage New Jersey, if they are otherwise eligible for marketplace coverage. To date, over 30,000 residents have benefited from the unemployment-related savings. 

“We urge all residents who need health insurance to take the time to see if they qualify for savings on their monthly costs,” said Commissioner Caride. “Now more than ever before, we understand the value of access to quality health care, and want to ensure everyone who needs health coverage takes advantage of the available savings. The special unemployment savings is only available through the end of the year, so if you need coverage our message is: Don’t wait. Go to Get Covered New Jersey now to compare your options and enroll.” 

Consumers should know that the “silver” level plans – which are the most popular – not only have nearly zero monthly costs but also have significantly reduced costs when receiving medical care. The primary tax filer or spouse must attest to receiving at least one week of unemployment income in 2021 to qualify. The special savings is available to both new and existing consumers. 

“When a worker is laid off, healthcare coverage too often becomes an expense many cannot afford. The American Rescue Plan has created this all-but-free alternative for our jobless residents. I urge everyone who’s eligible to sign up for this coverage,” said Commissioner Asaro-Angelo.

Residents who need coverage and are not eligible for the special unemployment-related savings may still be eligible for significant savings on a health plan due to the American Rescue Plan and new assistance provided by the State of New Jersey to lower monthly health insurance costs. Nine out of 10 New Jersey residents enrolling in coverage through are eligible to receive increased financial help to reduce their insurance premiums, and many can find coverage for $10 a month or less. 

The American Rescue Plan also provided for fully subsidized COBRA plans, beginning April 1st and ending on September 30th. Consumers with COBRA subsidies ending may want to explore their coverage options through Get Covered New Jersey, which are often more affordable than full-priced COBRA. 

Enrollment is open now through the COVID-19 Special Enrollment Period and will remain open through the end of the year. 

Plans available through Get Covered New Jersey cover the essential health benefits mandated by the Affordable Care Act, including free preventive care, and coverage for emergency services, prescription drugs, pregnancy, maternity and newborn care, as well as mental health and substance use disorder services. No one can be denied coverage due to a pre-existing condition. 

Residents can shop and compare plans, and see if they qualify for financial help at

To get free help choosing a plan from a trained, certified assister, residents can go to Find Local Assistance on the Get Covered New Jersey website. 

More information on the new savings available may be found at

OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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