The State of New Jersey
NJ Department of Banking and Insurance
search  

 

 
Home > Insurance Division > Health Insurance Programs
Health Insurance Programs - IHC/SEH/NJ Protect
 

In 1992, the New Jersey Legislature created two programs to guarantee access to health coverage for individuals and small employers, regardless of health status, age, claims history, or any other risk factor.

The Individual Health Coverage Program ("IHC") and the Small Employer Health Benefits Program ("SEH") have reformed the individual and small employer (employers with 2-50 employees) health insurance markets.
doctor/patient
In 2010, NJ Protect was launched as a new health insurance option for uninsured New Jerseyans with pre-existing medical conditions. Eligibility requirements are established by Federal law. More NJ Protect program information
     
More information on...    
Individual Health Coverage Program (IHC)
  Small Employer Health Benefits Program
     
NJ Protect (Pre-Existing Condition Insurance)
 
(Part of the federal Pre-Existing Condition Insurance Plan)    
 
 
Contact Information: More...
Individual Health Coverage Program (IHC)
P.O. Box 325
Trenton, NJ 08625-0325
Phone:
609-633-1882
Fax:
609-633-2030


Small Employer Health Benefits Program (SEH)
P.O. Box 325
Trenton, NJ 08625-0325
Phone:
609-633-1882
Fax:
609-633-2030
 
OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
line
Adobe Acrobat
You will need to download the latest version of Adobe Acrobat Reader in order to correctly view and print PDF (Portable Document Format) files from this web site.
state seal
Copyright © 2011, State of New Jersey
New Jersey Department of Banking and Insurance