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Health Insurance Programs - Individual Health Coverage (IHC) and Small Employer Health (SEH)
 
In 1992, the New Jersey Legislature created two programs to guarantee access to health coverage for individuals and small employers, regardless of health status, age, claims history, or any other risk factor.

The Individual Health Coverage Program ("IHC") and the Small Employer Health Benefits Program ("SEH") have reformed the individual and small employer (employers with 2-50 employees) health insurance markets.
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Individual Health Coverage Program (IHC)
  Small Employer Health Benefits Program
 
Contact Information: More...
Individual Health Coverage Program (IHC)
P.O. Box 325
Trenton, NJ 08625-0325
Phone:
609-633-1882
Fax:
609-633-2030


Small Employer Health Benefits Program (SEH)
P.O. Box 325
Trenton, NJ 08625-0325
Phone:
609-633-1882
Fax:
609-633-2030
 
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New Jersey Department of Banking and Insurance