The Division of Insurance is comprised of units which are charged with the licensing and oversight of the various types of insurance regulated by the State of New Jersey.

The Division of Insurance issues licenses to insurance companies, producers and other risk-assuming entities, reviews insurance products and rates for compliance with existing regulations, and monitors the financial solvency of licensees to ensure product availability in the marketplace.

The Division also responds to consumer concerns and inquiries and endeavors to educate consumers regarding insurance products and issues.

• The IHC Program is now requesting Bids for Auditing Services NEW
• Company Electronic Appointment Renewals NEW
• Form A Acquisition Hearing Notices
• Provider Payment Arbitration > Selected Arbitration Decisions
• 2007 HMO Performance Report

• Producer Licensing and Education (Education requirements - initial and continuing, licensing fees, applications and forms)

• SBS Producer Online Services
• Registration to Negotiate Viatical Settlement Transactions

• Life and Health Insurance Bureaus
  • Individual Life and Annuity Submission Checklist
  • Life and Health Actuarial
  • Managed Care
  • Valuation Bureau
• Individual Health Insurance
• Small Employer Health Insurance

• Charitable Gift Annuities
• Mandated Health Benefits Advisory Commission
• Multiple Employer Welfare Arrangements
• Prescription Drug Service
• Third Party Administrators/Third Party Billing Services
• Viatical Settlement Providers

• Property and Casualty Information
• Private Passenger Auto, Homeowner, and Medical Malpractice Reports
• Checklist of P&C requirements
• Notice to Insurers Writing Commercial Liability Coverage

• NAIC's Transmittal Document
  (This link takes you from the NJDOBI site to the NAIC site. Note: The MARS 001 document is no longer to be used. Any filing made without the NAIC Transmittal Document will be closed without action.)
• Final Printed Pages MARS002 Form (PDF)

• Solvency Regulation
• Companies in Rehabilitation/Liquidation
• Self Insurance - Motor Vehicle Liability, Workers' Compensation
• Surplus Lines

• Admissions/UCAA Forms
• Form information for Insurance Companies
• Listings of Insurance Companies

• HINT-HIPAA Consensus Guides
  • NJ Health Information Privacy and Security Collaboration (NJ-HISPC)
• Health Care Claims Handling, Claim Determination Appeals, Arbitration, Prior Authorizations and UM Appeals
• Commissioner's Annual Statistical Report
• Service of Process
• Municipalities Requiring Payment of Liens by Companies Writing Fire Insurance

• Automobile Insurance: Consumer issues and information
  • Buyers' Guide (Text Version for Download - MS Word)
• Implementation of ID Card Rule (PDF)
• Personal Injury Protection (PIP) Information (Arbitration, Medical Fee Schedules, Care Paths, etc.)

• Unsatisfied Claim and Judgment Fund (part of NJ Guaranty Association)
• Uninsured Employer's Fund
• NJ Automobile Insurance Risk Exchange (NJ AIRE)
• NJ Compensation Rating & Inspection Bureau (Establishes and maintains rules, regulations and premium rates for workers compensation and employers liability insurance)
• More...