The State of New Jersey
NJ Department of Banking and Insurance
search  


 

 
Home > Insurance Division > 2015 Division of Insurance Enforcement Activity
2017 Division of Insurance Enforcement Activity

January > February > March > April > May > June > July > August > September > October > November > December > Previous Years

Please Note: P.L. 2013, c. 259 became effective on July 1, 2014.  This law amended the Administrative Procedure Act, R.S. 52:14B-1 et seq. One of the amendments requires all state agencies to post on their websites all non-confidential final agency orders, decisions and opinions. Accordingly, all such final agency orders or decisions in disciplinary actions issued subsequent to July 1, 2014 may be accessed by clicking on the link within the summaries below. Orders or decisions issued on such matters prior to July 1, 2014 are available upon request to the Division of Insurance.
 
 
March


Final Orders

Angela Baldwin, West Orange, NJ
The Baldwin Agency, LLC, West Orange, NJ
Order #E17-20, March 30, 2017
Respondents failed to respond to an Order to Show Cause charging them with conducting insurance business with an unlicensed producer, charging service fees without obtaining a written and signed fee agreement, failing to maintain a trust account and issuing non-compliant premium receipts.
Sanction: Revocation, Fine - $20,000, Costs - $862.50

Parnel Dupoux, Jersey City, NJ
Gametight Bail Bonds, Jersey City, NJ
Order #E17-10, March 10, 2017
Respondents failed to respond to an Order to Show Cause charging them with misappropriation of premium paid for an immigration bond, negotiating, soliciting and selling a line of insurance for which they did not have authority and failing to respond to a Department subpoena.
Sanction: Revocation, Fine - $11,000, Restitution - $6,530, Costs - $175

David G. Pierce, Branchburg, NJ and Atlanta, GA
Land One Settlement Services, LLC, Bridgewater, NJ
Links Abstract Group, LLC, Branchburg, NJ
Order #E17-14, March 10, 2017
Respondents Pierce and Land One failed to respond to an Order to Show Cause charging them with failing to notify the Department of an administrative action against them by other states, providing inaccurate information on the license renewal application, misappropriating title insurance premium, failing to issue title insurance policies and failing to respond to Department inquiries. Respondent Links Abstract failed to respond to an Order to Show Cause charging it with failing to notify the Department of an administrative action against it by another state.
Sanction: Revocation, Fine - $33,000 (Pierce and Land One), $1,000 (Links), Restitution - $779.80 (Pierce and Land One)


Orders to Show Cause

Hugh R. Hunsinger, Jr., Pine Brook, NJ
Order #E17-09, March 3, 2017
Respondent is charged with misappropriation of customer funds in failing to purchase an annuity and conviction of theft by unlawful taking.

James D. Griffin, Fairless Hills, PA
Order #E17-11, March 10, 2017
Respondent is charged with failing to remit a premium to the insurer within five business days of receipt.

Kenneth A. Rice, Dayton, OH
Order #E17-12, March 10, 2017
Respondent is charged with improperly applying discounts to insurance policies and failing to report formal disciplinary actions taken against his insurance license by twelve states.

Enrico Smith, Clayton, NJ
Earline Princewill, Philadelphia, PA
Order #E17-19, March 30, 2017
Respondents are charged with participating in an improper arrangement whereby Smith solicited and took applications for insurance products when not appointed by the insurer and Princewill signed the applications which Smith solicited.

Garrett Smith, Roselle, NJ
Order #E17-16, March 24, 2017
Respondent is charged with submitting a false automobile accident claim to an insurer, with conviction of insurance fraud, with failing to report his indictment and conviction to the Department and with failing to respond to a Department inquiry.


Consent Orders

Maggie Fung, Warren, NJ
Order #E17-18, March 30, 2017
Respondent placed a misleading advertisement that also failed to identify the insurer and the product.
Sanction: Fine $2,500


Horizon Healthcare of New Jersey, Inc.,
Newark, NJ
Order #E17-13, March 13, 2017
Respondent recovered claim overpayments from providers without providing statutorily required notice and appeal rights.
Sanction: Fine - $150,000, Restitution - $241,824.31

Jie Luo, Matawan, NJ
Order #E17-17, March 30, 2017
Respondent placed a misleading advertisement that also failed to identify the insurer and the product.
Sanction: Fine - $2,500

 
February


Order to Show Cause

Plainfield Medical Management, Inc., Plainfield, NJ
Order #E17-08, February 27, 2017
Respondent, a third party billing service, is charged with having been found to have violated the Insurance Fraud Prevention Act.


Consent Orders

Juan Huaman, Miami, FL
Order #E17-07, February 2, 2017
Respondent solicited insurance applications before he was appointed by the insurer.
Sanction: Fine $15,000


Versatile Physicians Solutions, LLC,
Toms River, NJ
Order #E17-06, February 2, 2017
Respondent acted as a third party billing service prior to being certified as a third party billing service.
Sanction: Fine - $1,000

 
January


Final Order

Edward R. Cenneno, Jr., Browns Mills and Mt. Holly, NJ
Phoenix Bail Bonds, Browns Mills and Mt. Holly, NJ
Order #E17-2, January 26, 2017
Respondents misappropriated bail bond premium, failed to satisfy judgments on forfeited bail bonds, failed to abide by the terms of an agency agreement and failed to respond to Department inquiries; Respondent Cenneno failed to abide by the terms of additional agency agreements.
Sanction: Revocation, Fine - $50,000 as to both respondents, jointly and severally, and $20,000 as to Cenneno only, Costs - $1,137.50 and Restitution - $171,469.93


Consent Orders

Joseph F. Angelucci, Cherry Hill, NJ
Order #E17-04, January 31, 2017
Respondent submitted three life insurance applications with forged signatures of another producer.
Sanction – Fine $5,000

Rumiko Termyna, Clifton, NJ
Order #E17-03, January 31, 2017
Respondent advised insureds to withdraw funds from their life insurance policies in order to fund investments that proved to be bogus and failed to report the filing of criminal charges against her.
Sanction: Revocation

 
 
Previous Years
 
OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
line
Adobe Acrobat
You will need to download the latest version of Adobe Acrobat Reader in order to correctly view and print PDF (Portable Document Format) files from this web site.
state seal
Copyright © 2011, State of New Jersey
New Jersey Department of Banking and Insurance