According to current NJREC statutes and rules, at least 12 CE credit hours must be completed.

• 1 credit hour – FAIR HOUSING & NJ LAW AGAINST DISCRIMINATION
• 1 credit hour – AGENCY
• 2 credit hours – ETHICS
• 2 credit hours – ANY CORE TOPIC
• 6 credit hours – ANY COMBINATION OF CORE AND ELECTIVE TOPICS

12 credit hours TOTAL

• The requirement for 2 credit hours in “ANY CORE TOPIC” may be fulfilled by obtaining 2 credit hours in any of the core topic areas, including additional credit hours in the specifically required topic areas (Fair Housing & NJ Law Against Discrimination, Agency, and Ethics), over and above the credit hours specifically required in those topic areas.
• Salespersons licensed with a real estate referral company changing their license type must complete all required CE in core topic areas only (see chart).
• ETHICS IS an acceptable substitute for CORE and ELECTIVES, but CORE and ELECTIVES IS NOT an acceptable substitute for ETHICS.
• FAIR HOUSING IS an acceptable substitute for CORE and ELECTIVES, but CORE and ELECTIVES IS NOT an acceptable substitute for FAIR HOUSING.
• AGENCY IS an acceptable substitute for CORE and ELECTIVES, but CORE and ELECTIVES IS NOT an acceptable substitute for AGENCY.
• ETHICS, FAIR HOUSING, AGENCY and CORE ARE acceptable to use instead of ELECTIVES.