Department of Human Services

NJ FamilyCare/Medicaid provides health care coverage for pregnant women who live in New Jersey and who are either U.S. Citizens or lawfully present immigrants. To qualify for NJ FamilyCare, the total family income must be at or below 205% of the Federal Poverty Level. For a family of 4, that is $5,330 a month (2024 guidelines).

Pregnant women are covered during pregnancy and for 12 months after delivery or the date the pregnancy ends. They will stay covered even if the family’s income changes during that time.

Children born to mothers with NJ FamilyCare coverage can also get NJ FamilyCare coverage up to their first birthday, even if the family’s income changes. Mothers should call NJ FamilyCare to report the birth of the baby.

Pregnant women who do not qualify for NJ FamilyCare

There are other health care coverage programs for pregnant women who do not qualify for NJ FamilyCare:

GetCoveredNJ, New Jersey’s Health Insurance Marketplace. Must be U.S. Citizen or Qualified Immigrant.
Medical Emergency Payment Program covers emergency services, including labor and delivery, for New Jersey residents age 19 and older who do not qualify for NJ FamilyCare because they do not meet the U.S. Citizenship or immigration requirement.
NJ Supplemental Prenatal and Contraceptive Program (NJSPCP) covers prenatal (pregnancy) and contraceptive (family planning) care in clinics, hospitals, Federally Qualified Health Centers, and family planning centers. Must meet NJ FamilyCare guidelines except for U.S. Citizenship or immigration requirement.
Federally Qualified Health Centers (FQHCs) have sliding fee scales for a wide range of services.
Charity Care helps with hospital bills.
Private Health Insurance