The home repair contractor license issued by DOBI is required for a New Jersey home repair contractor who executes financed home repair contracts on the goods or services provided to New Jersey consumers for home repair work.

A home repair contractor who deals strictly in cash installment payments over a period of 90 days or less or accepts credit card payments does not need to obtain this license.

NOTE: All home repair contractors, regardless of payment method, must also contact NJ Division of Consumer Affairs concerning required registration. You can obtain information by calling 1-888-656-6225 or at www.njconsumeraffairs.com/contractors/. 

A home repair salesperson license is required if a salesperson secures a financed home repair contract from a New Jersey homeowner on behalf of a licensed home repair contractor.  A home repair salesperson may be affiliated with only one licensed home repair contractor at one time.

The governing statute is the New Jersey Home Repair Financing Act, N.J.S.A.17:16C‑62 et. seq.

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