A newly signed law (P.L. 2017, chapter 15) may assist homeowners affected by Superstorm Sandy who continue to be adversely impacted by the storm’s destruction.  You may be eligible for assistance if you:

1. Have an outstanding mortgage obligation on the Sandy-impacted primary home;

2. Have construction or elevation work that remains to be done on the applicant’s primary residence, which is the result of damage sustained in Superstorm Sandy; and

3. Qualify as a Sandy-impacted homeowner (received FEMA rental assistance or were approved for assistance from the RREM or LMI programs).

If DCA determines you are eligible, you should be aware that forbearance will not reduce the amount of your mortgage. Rather, it will provide a period of time during which your mortgage payments will be suspended. At the conclusion of the forbearance period, you must return to making your mortgage payments. It should be noted that during the forbearance period you must continue to pay property taxes and insurance on your home, as well as maintain your property.

For information on applying for a stay of foreclosure, please contact the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton by calling (609) 421-6100 or e-mailing SCCOForeclosure.Mailbox@njcourts.gov. Additional information can be found on the Judiciary’s web page at:

Please be advised that no applications can be submitted before March 31, 2017 at 9 a.m.  All applications must be submitted by no later than 5 p.m. on May 31, 2017.  Applications submitted after this time and date will not be considered. 


To apply for  Sandy-Impacted Forbearance Certification,
click on the button below:


To resume your previously saved application, click on the button below: