Find a Counselor

NJHMFA partners with expert HUD-certified housing counseling agencies throughout the state. Whether you are looking to buy a home, or are a current homeowner struggling to stay current with your mortgage or facing foreclosure, our partners are here to help. All housing counseling is offered free or at a minimal charge. 

Consult the list below for a counseling agency that operates in your area and get in touch today!

 

Atlantic County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Bergen County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Burlington County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Camden County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Cape May County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Cumberland County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Essex County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Gloucester County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Hudson County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Hunterdon County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Navicore	866-472-4557
Central Jersey Housing Resource Center	908-446-0039
Puerto Rican Action Board	732-249-9700
Consolidated Credit Solution, Inc.	800-435-2261
Mercer County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Navicore	866-472-4557
Isles, Inc.	609-341-4783
Affordable Housing Alliance of NJ	732-389-2958
Consolidated Credit Solution, Inc.	800-435-2261
Middlesex County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Navicore	866-472-4557
Central Jersey Housing Resource Center	908-446-0039
Puerto Rican Action Board	732-249-9700
Consolidated Credit Solution, Inc.	800-435-2261
Monmouth County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Navicore	866-472-4557
Isles, Inc.	609-341-4783
Affordable Housing Alliance of NJ	732-389-2958
Consolidated Credit Solution, Inc.	800-435-2261
Morris County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Ocean County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Navicore	866-472-4557
Isles, Inc.	609-341-4783
Affordable Housing Alliance of NJ	732-389-2958
Consolidated Credit Solution, Inc.	800-435-2261
Passaic County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Salem County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Clarifi	800-989-2227
Navicore	866-472-4557
Consolidated Credit Solution, Inc.	800-435-2261
Somerset County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Navicore	866-472-4557
Central Jersey Housing Resource Center	908-446-0039
Puerto Rican Action Board	732-249-9700
Consolidated Credit Solution, Inc.	800-435-2261
Sussex County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Union County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261
Warren County
Consumer Credit and Budget Counseling	609-390-9652 | 888-738-8233
NJ Citizen Action	800-656-9637 | 973-643-8800
Housing Partnership	973-659-9222 ex.303
Tri-City Peoples Corporation	973-676-5506
Navicore	866-472-4557
Waterfront Project	551-256-7578
Consolidated Credit Solution, Inc.	800-435-2261