Official Site of The State of New Jersey

Governor Phil Murphy • Lt. Governor Tahesha Way

New Jersey Housing and Mortgage Finance Agency

Investing in People

Homebuyer Programs

Learn about our homebuyer programs and how you can get up to $22,000 toward down payment and closing costs.

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Investing in People

Learn about our First Generation Down Payment Assistance Program and how you can get up to $22,000 toward down payment and closing costs.

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Homeonwer Assistance Fund Public Comment Session

Learn about our Emergency Rescue Mortgage Assistance (ERMA) program and how you can get up to $75,000 in financial assistance.

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2023 Governor's Conference on Housing and Economic Development

Investing in People

Supportive Housing

Learn how your organization can receive funding for your next supportive housing project

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Programs available for multifamily developers

Multifamily Programs

Learn about what programs are available for multifamily developers

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Programs available for Non-Profit developers

Non-Profit Developers (FIP)

Learn more about the FIP for Non-Profit Developers

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Quick Links

Homebuyers

Contact a Lender

Down Payment Assistance Program

Homeowners and Renters

Emergency Rescue Mortgage Assistance (ERMA)

Free Counseling Services

Housing Resource Center

Lenders

Become a Lender Partner

Office Building New Jersey Housing & Mortgage Finance Agency

Learn More About NJHMFA

Board Meeting Minutes and Agendas

Join our Mailing List!

Developers

Multifamily Programs

Current Interest Rates

Supportive Housing Programs

Low Income Housing Tax Credits

2021 9% LIHTC Timeline

LIHTC FAQs and Resources

Property Managers

Property Manager Resources

Landlord/Tenant Forms

Events

December 7, 2023

NJHMFA Teleconference Board Meeting......

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Press Releases

November 13, 2023

NJHMFA Approves Foreclosure Intervention Program........

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Spotlights

Person signing forms and documents

Lender Portal

Access the ILRS and important forms and documents for our lender partners.

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User searching on laptop

Housing Resource Center

Search thousands of affordable, subsidized and market rate units throughout New Jersey

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Conference on people exchanging new ideas and solution

Governor's Conference on Housing and Economic Development

Exchange new ideas and solutions as we continue to chart a strong future for New Jersey.

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Buyers looking at properties

Available Properties

View our web app of available real estate owned properties.

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Connect with NJHMFA

Join Our Email List