New Jersey Housing and Mortgage Finance Agency

New Jersey Housing and Mortgage Finance Agency

NJHMFA and Lending Institutions: A Great Partnership to Help Home Buyers

NJHMFA relies on lender partners to promote and deliver their products and services to customers. Our programs are generally targeted to the specific housing markets and the needs of the low- and moderate-income borrowers in N.J. Utilizing our program offerings will help lenders meet their business development and Community Reinvestment Act (CRA) goals for community-oriented and affordable lending.

Additionally, as a first point of contact with the borrower(s) you are afforded the opportunity to share with them other products and services to help with their daily banking needs. Finally, as an NJHMFA Lender you play a significant role in helping borrower(s) achieve the dream of homeownership.

Apply to become an NJHMFA Lender

To become a NJHMFA Lender, complete the lender application and submit it electronically along with the required documents via email to Links to the required documents  are listed below.

Once your application is approved by NJHMFA, a member of our Single Family Business Development Team will contact you to schedule training. The training program will be conducted by the business development team for all persons who will be involved with originating, processing, underwriting, closing and selling eligible loans to NJHMFA.

If you have additional questions or concerns please send an email to