Governor Phil Murphy • Lt. Governor Tahesha Way

Disability Information Hub

Prescription Drug Discounts

New Jersey has two main prescription drug discount programs for individuals with disabilities and residents over 65: the Pharmaceutical Assistance to the Aged and Disabled (PAAD) and the Senior Gold Prescription Discount Program (Senior Gold).  

PAAD cuts drug prices to $5 for covered generic drugs and $7 for covered brand-name drugs. Senior Gold cuts prices in half after a $15 copay for covered prescriptions. Additional subsidies are also available through the Medicare Part D Low-Income Subsidy (LIS), also known as “Extra Help.” 

This page provides information about how to sign up for each program, as well as the eligibility criteria for these assistance programs. 

 

Get Help Now 

  • The easiest way to see if you are eligible for PAAD or Senior Gold and to apply is online at NJSave. 
  • For more information on the specific programs, you can also see below or contact the Division of Aging at 1-800-792-9745.

 

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Save money on prescription drugs.

The Basics

PAAD is a state-funded program that helps eligible New Jersey seniors and individuals with disabilities lower their prescription drug costs.

Who is Eligible?

You may be eligible for PAAD if:

  • You are a New Jersey resident
  • You are 65 or older, or between ages 18 and 64 and receiving Social Security Disability benefits
  • Your income for 2025 is less than $53,446 if single or less than $60,690 if married

To Apply

Choose the option that works best for you:

More Information

Visit the PAAD program page for additional details or call 1-800-792-9745 with questions.

 

Senior Gold Prescription Discount Program

Prescription drug savings for eligible older adults and individuals with disabilities.

The Basics

Senior Gold helps eligible New Jersey residents pay for prescription drugs, insulin, insulin needles, and syringes. It also covers needles and syringes for injectable medicines used to treat multiple sclerosis.  For Senior Gold, copays are $15 plus 50% of the remaining cost for covered drugs.

Who is Eligible?

You may qualify for Senior Gold if:

  • You are a New Jersey resident
  • You are age 65 or older, or between ages 18 and 64 and receiving Social Security Disability benefits
  • Your annual income for 2025 is between $53,446 and $63,446 if single or between $60,690 and $70,690 if married

To Apply

More Information

For more information, visit the Senior Gold Program page or call 1-800-792-9745.

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Additional Subsidies for Medicare Part D Costs

Individuals may also qualify for help with the costs of their prescription drugs through another program at the federal level, the Part D Low Income Subsidy (LIS), also known as Extra Help.

To apply, visit the NJSave application and answer a few basic questions to see if you qualify. You can also print out a paper application.

If you have any questions, call 1-800-792-9745.

 

NJ Medicinal Cannabis Program

The New Jersey Medicinal Cannabis Program allows patients with specific conditions to be certified by a physician to receive medicinal cannabis products for medical use. Individuals interested in participating in the program should talk to their physician or a physician participating in the program. Physicians are responsible for establishing a bona fide relationship with their patients, conducting a comprehensive evaluation of the patient, certifying the use of medicinal cannabis, and determining the amount to be obtained in a given certification period. There is a $50 registration fee for patients and caregivers. Reduced $20 fees are available for veterans, seniors, and individuals receiving government assistance. 

For more information: 1-609-292-0424
www.nj.gov/cannabis/medicinalcannabis/Prescription drug savings for eligible older adults and individuals with disabilities.

pharmacy worker and patient