The State of New Jersey
NJ Department of Banking and Insurance

Please Note:

The online annual reporting system will be available in February 2024. All licensees will be receiving notifications on how to access the system by email. All annual reports will be due May 1, 2024.

If you have any questions, please contact Consumer Finance Annual Reports.

Pursuant to N.J.A.C. 3:23-4.1, all licensees are required to file an annual report to the Department of Banking and Insurance. Licensees are required to file an annual report after each calendar year in which they were licensed. Because you were licensed in 2023, you are required to file an annual report in 2024 even if you did not conduct any business in 2023, and even if you ceased doing the business activities for which you were licensed in New Jersey in 2023.  

The Department recommends downloading and printing the 2023 Annual Report Worksheet (at right) before completing the online report.

If you have any questions about filing your annual report, please e-mail Consumer Finance Annual Reports at

Thank you in advance for your cooperation in this important matter.

2023 Annual Report Worksheet
Residential Mortgage Lender (PDF)
File Your Annual Report
Annual Reports

Will a residential mortgage lender be required to file an annual report?
A residential mortgage lender is required to file an annual report with the Division of Banking. The report must be filed for the period of January 1, 2023 through December 31, 2023.

Are any questions on the annual report new to licensees who previously filed annual reports?
Questions are similar to those in previous annual reports. For residential mortgage lenders
, it is important to pay particular attention to

  • Net worth requirement
  • The dollar volume of all loans closed - whether closed by licensee or brokered
  • Surety Bond requirement

Information must be collected from 01/01/2023 through 12/31/2023 for New Jersey business and maintained to complete the annual report.

Is there a filing deadline for the annual report?
All annual reports must be filed no later than May 1, 2024 for the January 1, 2023 to December 31, 2023 reporting period. Annual reports are expected to be filed electronically over the Internet through the State's secure web site.

Do the NMLS filing requirements eliminate the DOBI Annual Report filing requirement?
No. The NMLS Mortgage Call Report and Annual Financials must be completed on the NMLS site. This is in addition to the DOBI Annual Report filing requirement.

Contact Information
For licensing questions:
NJDOBI License Services, Banking
PO Box 473
Trenton, NJ 08625
For annual report, request login credentials questions:
NJ Department of Banking and Insurance
PO Box 040
Trenton, NJ 08625

OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in New Jersey.
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State of New Jersey
New Jersey Department of Banking and Insurance