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        |  Home  > Consumer Information > NJDOBI Consumer Assistance  | 
       
      
        | How to Request Assistance 
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        | Consumer Inquiries and Complaints  | 
       
      
        We at the Department of Banking and Insurance and Real Estate Commission are ready to answer any questions or inquiries you may have or open a formal complaint via our Consumer Inquiry and Response Center (CIRC).  
               
              You may contact the unit in several ways - our most convenient way is filing an ONLINE COMPLAINT (Banking - Insurance - Real Estate). You may also contact the unit by telephone, mail,  fax or in person.   
               
              When we receive your inquiry or complaint, it is then logged into our database and a tracking number is assigned for future reference.  
               
              Listed below are the ways to contact us. Whether it is a question or a formal complaint, you will receive an acknowledgement to your inquiry.  
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            For Inquiries and/or Assistance Filing a Complaint Including the Office of the Insurance Ombudsman | 
           
          
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            Telephone:  | 
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             609-292-7272 or our Consumer Hotline 1-800-446-7467 
               (8:30 am to 5:00 pm EST Monday through Friday) 
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            Banking Complaints/Inquiries | 
           
          
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            Instructions:  Complete the online form at right and submit documentation if necessary  | 
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             Instructions: Print the PDF form at right and fax or mail (contact information)  | 
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            Important Note: Various types of financial services providers (banks, credit unions, etc.) are regulated by different governmental agencies. In order to expedite the handling of your complaint or inquiry, you should file it with the agency that regulates the provider that gave rise to your complaint or inquiry. 
               
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                                The New Jersey Division of Banking has no jurisdiction with respect to federally-chartered banks (they may use the word "National" or "N.A." in the name)
                          or  federally-chartered savings and loans or savings banks (they may use the word "federal", "F.A." or "F.S.B." in the name). 
                           
                          
                    
                      
                        | Requests for assistance or inquiries regarding a national bank or federal savings and loan or savings bank, even   if it  is located in New Jersey, should be directed to: | 
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                        Office of the Comptroller of the Currency (OCC)  
                          Customer Assistance Group 
                          1301 McKinney Street, Suite 3450 
                          Houston, TX 77010-9050 
                          Phone: 1-800-613-6743 
                          Web site: www.helpwithmybank.gov | 
                       
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                  The New Jersey Division of Banking has no jurisdiction with respect to federally-chartered credit unions. (They may use the word "federal" in its name.) 
 
                  
                    
                      
                        | Requests for assistance or inquiries regarding  a federally-chartered credit union,   even if it is located in New Jersey, should be directed to:  | 
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                        National Credit Union Administration 
                           Region II 
                          1775 Duke Street, Suite 4206 
                          Alexandria, VA 22314-3437 
                          Phone: 1-800-755-1030 or 703-519-4600 
                          Web site: www.ncua.gov  | 
                       
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            More Consumer Banking information... | 
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            Insurance Complaints/Inquiries | 
           
          
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            For General Insurance Complaints (auto, health, home, life, long-term care, etc).: | 
           
          
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            Instructions:  Complete the online form at right and submit documentation if necessary  | 
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            Instructions:  Print the  PDF form  at right and fax or mail (contact information) | 
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            Important Note: Formal complaints involving all lines of insurance related problems need to be submitted to our office in writing. All requests for assistance or inquiries must include the company name/agent's name, the policy/certificate number(s), any documentation that will substantiate your position, and a brief description of the problems that you have encountered. If applicable, please include the following with your complaint: copy of the ID card, copy of the Policy Declarations page, nonrenewal notice, premium increase notice, and/or claim denial. Be sure to use dark ink and do not highlight. Otherwise, important data may not be legible.  | 
           
          
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            For Managed Care Medical Complaints, including HMOs and PPOs: | 
           
          
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            To comment on  Health Insurance Rate Increases: | 
           
          
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            More Consumer Insurance information... | 
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