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Home > Insurance Division > Bureau of Fraud Deterrence Enforcement Activity > Division of Law Court Adjudications - 2026
Division of Law Court Adjudications - 2026
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February 2026

The following Stipulations of Settlement and/or Consent Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Guissella Aliaga 22-53380-35 Stipulation of Settlement February 24, 2026 $1,500 $75  
Darin Fulcher 21-54344-35 Stipulation of Settlement January 12, 2026 $3,000 $150  
Nicole Joseph 20-50966-35 Stipulation of Settlement February 2, 2026 $1,500 $75  
David Leute 20-51645-35 Stipulation of Settlement February 10, 2026 $2,500 $125 $5,000
 

The following Orders were obtained by the Division of Law on behalf of the Bureau of Fraud Deterrence for violation of N.J.S.A. 17:33A-4:

Name BFD # Type of Resolution Date Fines Surcharges Restitution
Glen Cardace 18-51665-19 Final Order February 9, 2026 $5,000 $1,000  
Carl Ellen 19-52712-02 Final Order January 20, 2026 $5,000 $1,000  
Bernadette Jacobus aka Johansson 18-54537-35 Final Order January 20, 2026 $10,000 $1,000  
 
January 2026
 


 
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